Compare Today’s Refinance Rates for Hitchcock, Texas 77563
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hitchcock, Texas 77563.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,630 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Hitchcock and other areas of Galveston county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hitchcock, Texas 77563
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Interactive Refinance Rate Projections for Hitchcock, Texas 77563
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hitchcock, TX 77563, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hitchcock, Texas 77563 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hitchcock, Texas and the surrounding Galveston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Hitchcock, Texas 77563
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hitchcock, Texas 77563, we have compiled a list of top refinance brokers to assist you in the process.
Angela Dees
Vice President - Commercial Lending
130-A Parking Way
Lake Jackson, TX 77563
(979) 297-0603
dees@bankheritage.com
Shayne Mcgehee
Loan Originator
125 Circle Way St., Ste. 102
Lake Jackson , TX 77563
(979) 529-4253
Shayne.McGeheegatewayloan.com
Stephanie Ripple
Mortgage Lender
504 B This Way
Lake Jackson, TX 77563
(832) 315-9093
stephanie.ripple@gatewayloan.com
Amy Condone
Mortgage Lender
108 This Way Street
Lake Jackson, TX 77563
(979) 299-0001
acondon@integritymtgs.com
Matt Veoukas
Branch Manager
1225 S. Main St., Ste. 101
Lake Jackson, TX 77563
(817) 406-0255
matt.veoukas@gatewayloan.com
Address
130-A Parking Way
Lake Jackson, TX
Contact
(979) 297-0603
Fax (301) 639-0804
dees@bankheritage.com
Address
125 Circle Way St., Ste. 102
Lake Jackson , TX
Contact
(979) 529-4253
Fax (301) 639-0804
Shayne.McGeheegatewayloan.com
Address
504 B This Way
Lake Jackson, TX
Contact
(832) 315-9093
Fax (301) 639-0804
stephanie.ripple@gatewayloan.com