Compare Today’s Refinance Rates for Houston, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Houston, Texas 77299. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Houston and other areas of Liberty county, expected lifetime cash savings are $4,324 or $12 / month.

For Houston, Texas 77299, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in Houston, Texas 77299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Houston, TX 77299, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Houston, Texas 77299 from 2012 - 2019

Below are historical data on refinancing in Houston, Texas and around Liberty county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Houston, Texas 77299

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Houston, Texas 77299, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Tamborello

Loan officer

9700 Richmond Ave, Suite 200

Houston, TX 77299

(713) 429-1272

michael.tamborello@nflp.com

John Frazier

Loan officer

9700 Richmond Ave, Suite 200

Houston, TX 77299

(281) 989-4490

john.frazier@nflp.com

Beatriz Cruz

Loan officer

9700 Richmond Ave, Suite 200

Houston, TX 77299

(713) 344-1089

beatriz.cruz@nflp.com

Katherine Brown

Loan Officer

9601 Katy Freeway, Suite 420

Houston, TX 77299

(183) 272-1445

katherine.brown@fairwaymc.com

Dana Leo

Loan Officer

9601 Katy Freeway, Suite 420

Houston, TX 77299

dana.leo@fairwaymc.com

Address

9700 Richmond Ave, Suite 200

Houston, TX

Contact

(713) 429-1272

Fax (301) 639-0804

michael.tamborello@nflp.com

Address

9700 Richmond Ave, Suite 200

Houston, TX

Contact

(281) 989-4490

Fax (301) 639-0804

john.frazier@nflp.com

Address

9700 Richmond Ave, Suite 200

Houston, TX

Contact

(713) 344-1089

Fax (301) 639-0804

beatriz.cruz@nflp.com

Refinancing News for Houston, Texas 77299