Compare Today’s Refinance Rates for Houston, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Houston, Texas 77299. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Houston and surrounding areas of Harris county, expected lifetime cash savings are $14,470 or $40 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Houston, Texas 77299.

No suitable program is found

Summary of Average Refinance Terms in Houston, Texas 77299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Houston, Texas 77299 from 2012 - 2019

Below are historical data on refinancing in Houston, Texas and around Harris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
% 10 year fixed refinance 3.21% 7.43% 5.25% 5.48% 6.66% 3.33% 2.79% 3.10%
avg refi rate 4.13% 3.71% 3.17% 3.08% 3.74% 3.46% 3.21% 3.32%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg Combined LTV (loan to value) 64.80% 64.79% 65.46% 66.02% 68.38% 67.81% 66.92% 65.02%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Houston, Texas 77299

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Houston, Texas 77299, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Tamborello

Loan officer

9700 Richmond Ave, Suite 200

Houston, TX 77299

(713) 429-1272

michael.tamborello@nflp.com

John Frazier

Loan officer

9700 Richmond Ave, Suite 200

Houston, TX 77299

(281) 989-4490

john.frazier@nflp.com

Beatriz Cruz

Loan officer

9700 Richmond Ave, Suite 200

Houston, TX 77299

(713) 344-1089

beatriz.cruz@nflp.com

Katherine Brown

Loan Officer

9601 Katy Freeway, Suite 420

Houston, TX 77299

(183) 272-1445

katherine.brown@fairwaymc.com

Dana Leo

Loan Officer

9601 Katy Freeway, Suite 420

Houston, TX 77299

dana.leo@fairwaymc.com

Address

9700 Richmond Ave, Suite 200

Houston, TX

Contact

(713) 429-1272

Fax (301) 639-0804

michael.tamborello@nflp.com

Address

9700 Richmond Ave, Suite 200

Houston, TX

Contact

(281) 989-4490

Fax (301) 639-0804

john.frazier@nflp.com

Address

9700 Richmond Ave, Suite 200

Houston, TX

Contact

(713) 344-1089

Fax (301) 639-0804

beatriz.cruz@nflp.com

Refinancing News for Houston, Texas 77299