Compare Today’s Refinance Rates for Houston, Texas 77037
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Houston, Texas 77037.
With a 30-year amortization refinance in Houston and surrounding areas of Harris county, our calculations show that you can expect to save up to $6,922 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Houston, Texas 77037.
Summary of Average Refinances in Houston, Texas 77037
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Interactive Refinance Rate Projections for Houston, Texas 77037
Pureloan has developed an interactive chart to monitor the five largest local lenders in Houston, TX 77037, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Houston, Texas 77037 from 2024 - 2016
The following historical data provides insights into refinancing trends in Houston, Texas and the surrounding Harris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Houston, Texas 77037
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Houston, Texas 77037, we have compiled a list of top refinance brokers to assist you in the process.
Michael Tamborello
Loan officer
9700 Richmond Ave, Suite 200
Houston, TX 77037
(713) 429-1272
michael.tamborello@nflp.com
John Frazier
Loan officer
9700 Richmond Ave, Suite 200
Houston, TX 77037
(281) 989-4490
john.frazier@nflp.com
Beatriz Cruz
Loan officer
9700 Richmond Ave, Suite 200
Houston, TX 77037
(713) 344-1089
beatriz.cruz@nflp.com
Katherine Brown
Loan Officer
9601 Katy Freeway, Suite 420
Houston, TX 77037
(183) 272-1445
katherine.brown@fairwaymc.com
Dana Leo
Loan Officer
9601 Katy Freeway, Suite 420
Houston, TX 77037
dana.leo@fairwaymc.com
Address
9700 Richmond Ave, Suite 200
Houston, TX
Contact
(713) 429-1272
Fax (301) 639-0804
michael.tamborello@nflp.com
Address
9700 Richmond Ave, Suite 200
Houston, TX
Contact
(281) 989-4490
Fax (301) 639-0804
john.frazier@nflp.com
Address
9700 Richmond Ave, Suite 200
Houston, TX
Contact
(713) 344-1089
Fax (301) 639-0804
beatriz.cruz@nflp.com