Compare Today’s Refinance Rates for Industry, Texas 78944
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Industry, Texas 78944.
With a 30-year amortization refinance in Industry and surrounding areas of Austin county, our calculations show that you can expect to save up to $4,695 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Industry, Texas 78944.
29.971789
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Summary of Average Refinances in Industry, Texas 78944
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Industry, Texas 78944
Pureloan has developed an interactive chart to monitor the five largest local lenders in Industry, TX 78944, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Industry, Texas 78944 from 2024 - 2016
The following historical data provides insights into refinancing trends in Industry, Texas and the surrounding Austin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 59.65% | 53.16% | 60.74% | 70.00% | 60.00% | 47.06% | 61.70% | 74.07% |
avg refi rate | 6.43% | 3.82% | 3.00% | 3.37% | 4.29% | 4.50% | 4.13% | 3.94% | 3.99% |
% 15 year fixed refinance | 25.00% | 21.05% | 23.42% | 22.96% | 20.00% | 32.00% | 50.00% | 27.66% | 14.81% |
avg refi rate | 5.69% | 2.53% | 2.60% | 2.90% | 3.56% | 4.16% | 3.37% | 3.12% | 3.19% |
Avg credit score | 751.38 | 754.18 | 756.34 | 763.90 | 752.20 | 747.64 | 746.79 | 747.51 | 740.15 |
Avg LTV (loan to value) | 63.63% | 54.53% | 59.81% | 63.84% | 69.40% | 65.04% | 61.47% | 67.23% | 67.48% |
Avg DTI (debt to income) | 33.75 | 32.25 | 34.08 | 32.35 | 37.38 | 35.76 | 33.68 | 37.34 | 34.04 |
Avg refinance insurance % | 1.30% | 1.44% | 3.13% | 4.90% | 2.16% | 3.00% | 2.32% | 2.67% |
Best Refinance Brokers around Industry, Texas 78944
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Industry, Texas 78944, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tim Walther
Loan Officer
104 W Main
Giddings, TX 78944
(979) 542-3136
twalther@cnbanktexas.com
Address
104 W Main
Giddings, TX
Contact
(979) 542-3136
Fax (301) 639-0804
twalther@cnbanktexas.com