Compare Today’s Refinance Rates for Ingleside, Texas 78362
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ingleside, Texas 78362.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,699 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Ingleside and other areas of San Patricio county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Ingleside, Texas 78362
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Interactive Refinance Rate Projections for Ingleside, Texas 78362
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ingleside, TX 78362, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ingleside, Texas 78362 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ingleside, Texas and the surrounding San Patricio county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Ingleside, Texas 78362
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ingleside, Texas 78362, we have compiled a list of top refinance brokers to assist you in the process.
Brian Coufal
Bank Manager / Vice President
2525 S Brahma Blvd
Kingsville, TX 78362
(361) 592-8002
bcoufal@fcbot.com
Cindy Christian
Assistant Vice President
2525 S Brahma Blvd
Kingsville, TX 78362
(361) 592-8002
cchristian@fcbot.com
Leigh Fowler
Loan officer
P.O. Drawer 911
Kingsville, TX 78362
(361) 592-8501
Leigh.Fowler@klebergbank.com
Lesa Garcia
Loan officer
P.O. Drawer 911
Kingsville, TX 78362
(361) 232-6379
Lesa.Garcia@klebergbank.com
Victoria Gutierrez
Loan officer
P.O. Drawer 911
Kingsville, TX 78362
(361) 592-8501
Victoria.Gutierrez@klebergbank.com
Address
2525 S Brahma Blvd
Kingsville, TX
Contact
(361) 592-8002
Fax (301) 639-0804
bcoufal@fcbot.com
Address
2525 S Brahma Blvd
Kingsville, TX
Contact
(361) 592-8002
Fax (301) 639-0804
cchristian@fcbot.com
Address
P.O. Drawer 911
Kingsville, TX
Contact
(361) 592-8501
Fax (301) 639-0804
Leigh.Fowler@klebergbank.com