Compare Today’s Refinance Rates for Ira, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Ira, Texas 79527. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Ira and surrounding areas of Scurry county, your expected lifetime cash savings are $16,668 or $46 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ira, Texas 79527.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.621274 -101.025419

Summary of Average Refinance Terms in Ira, Texas 79527

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ira, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ira, TX 79527, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ira, TX

Refinance Rates for Ira, Texas 79527 from 2014 - 2021

Below are historical data on refinancing in Ira, Texas and around Scurry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ira, Texas 79527

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ira, Texas 79527, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bobby Brennan

mortgage-lenders

301 Edwards

Merkel, TX 79527

(325) 928-1111

bbrennan@ffin.com

Becky Griffin

mortgage-lenders

301 Edwards

Merkel, TX 79527

(325) 928-1111

bgriffin@ffin.com

Brad Seay

mortgage-lenders

301 Edwards

Merkel, TX 79527

(325) 928-1111

bseay@ffin.com

Britt Stuart

mortgage-lenders

301 Edwards

Merkel, TX 79527

(325) 928-1111

bstuart@ffin.com

Chelsea Hansen

mortgage-lenders

301 Edwards

Merkel, TX 79527

(325) 928-1111

chansen@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

bbrennan@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

bgriffin@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

bseay@ffin.com

Refinancing News for Ira, Texas 79527

Looking for Refinance Rates in Other Cities named Ira?