Compare Today’s Refinance Rates for Irving, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Irving, Texas 75063. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Irving and surrounding areas of Dallas county, expected lifetime cash savings are $23,356 or $65 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Irving, Texas 75063.

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Summary of Average Refinance Terms in Irving, Texas 75063

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Irving, Texas 75063 from 2012 - 2019

Below are historical data on refinancing in Irving, Texas and around Dallas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
% 10 year fixed refinance 2.87% 6.67% 5.02% 4.76% 3.41% 2.18% 2.08% 2.26%
avg refi rate 4.11% 3.71% 3.17% 3.02% 3.63% 3.44% 3.12% 3.29%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg Combined LTV (loan to value) 72.31% 72.61% 72.28% 71.56% 71.92% 70.35% 68.13% 65.29%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Irving, Texas 75063

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Irving, Texas 75063, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tammy White

Loan Originator

412 Ebenezer Road

Irving, TX 75063

(865) 671-5070

tammy.white@gatewayloan.com

Chris Webb

Area Manager

412 Ebenezer Road

Irving, TX 75063

(865) 671-5070

chris.webb@gatewayloan.com

Chris Stubblefield

Loan Originator

412 Ebenezer Road

Irving, TX 75063

(865) 671-5070

chris.stubblefield@gatewayloan.com

Billy Phillips

Loan Originator

412 Ebenezer Road

Irving, TX 75063

(865) 671-5070

billy.phillips@gatewayloan.com

Lucas Mccombs

Loan Originator

412 Ebenezer Road

Irving, TX 75063

(865) 671-5070

lucas.mccombs@gatewayloan.com

Address

412 Ebenezer Road

Irving, TX

Contact

(865) 671-5070

Fax (301) 639-0804

tammy.white@gatewayloan.com

Address

412 Ebenezer Road

Irving, TX

Contact

(865) 671-5070

Fax (301) 639-0804

chris.webb@gatewayloan.com

Address

412 Ebenezer Road

Irving, TX

Contact

(865) 671-5070

Fax (301) 639-0804

chris.stubblefield@gatewayloan.com

Refinancing News for Irving, Texas 75063