Compare Today’s Refinance Rates for Irving, Texas 75063
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Irving, Texas 75063.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,518 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Irving and other areas of Dallas county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Irving, Texas 75063
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Interactive Refinance Rate Projections for Irving, Texas 75063
Pureloan has developed an interactive chart to monitor the five largest local lenders in Irving, TX 75063, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Irving, Texas 75063 from 2024 - 2016
The following historical data provides insights into refinancing trends in Irving, Texas and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Irving, Texas 75063
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Irving, Texas 75063, we have compiled a list of top refinance brokers to assist you in the process.
Tammy White
Loan Originator
412 Ebenezer Road
Irving, TX 75063
(865) 671-5070
tammy.white@gatewayloan.com
Chris Webb
Area Manager
412 Ebenezer Road
Irving, TX 75063
(865) 671-5070
chris.webb@gatewayloan.com
Chris Stubblefield
Loan Originator
412 Ebenezer Road
Irving, TX 75063
(865) 671-5070
chris.stubblefield@gatewayloan.com
Billy Phillips
Loan Originator
412 Ebenezer Road
Irving, TX 75063
(865) 671-5070
billy.phillips@gatewayloan.com
Lucas Mccombs
Loan Originator
412 Ebenezer Road
Irving, TX 75063
(865) 671-5070
lucas.mccombs@gatewayloan.com
Address
412 Ebenezer Road
Irving, TX
Contact
(865) 671-5070
Fax (301) 639-0804
tammy.white@gatewayloan.com
Address
412 Ebenezer Road
Irving, TX
Contact
(865) 671-5070
Fax (301) 639-0804
chris.webb@gatewayloan.com
Address
412 Ebenezer Road
Irving, TX
Contact
(865) 671-5070
Fax (301) 639-0804
chris.stubblefield@gatewayloan.com