Compare Today’s Refinance Rates for Johnson City, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Johnson City, Texas 78636. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,446 or $57 / month in Johnson City and other areas of Blanco county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Johnson City, Texas 78636.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.294806 -98.369082

Summary of Average Refinance Terms in Johnson City, Texas 78636

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Johnson City, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Johnson City, TX 78636, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Johnson City, TX

Refinance Rates for Johnson City, Texas 78636 from 2014 - 2021

Below are historical data on refinancing in Johnson City, Texas and around Blanco county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Johnson City, Texas 78636

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Johnson City, Texas 78636, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Heather Evans

Loan Officer

13563 Hwy 29 W, Suite 1

Liberty Hill, TX 78636

(512) 548-6185

Hevans@Guildmortgage.Com

Mickey Smith

Branch Manager / Banker

701 E Johnson St

Burnet, TX 78636

(830) 693-4600

mickey@sw-funding.com

Ryan Smith

Loan Officers

701 E Johnson St

Burnet, TX 78636

(512) 715-0055

ryan@sw-funding.com

April Downey

Mortgage Consultant

317 Railroad St

Buda, TX 78636

(512) 658-0660

adowney@independencetitle.com

Oscar Dupre

Residential Mortgage Loan Originator

215 W View Dr

Wimberley, TX 78636

(512) 847-5443

omega100@gvtc.com

Address

13563 Hwy 29 W, Suite 1

Liberty Hill, TX

Contact

(512) 548-6185

Fax (301) 639-0804

Hevans@Guildmortgage.Com

Address

701 E Johnson St

Burnet, TX

Contact

(830) 693-4600

Fax (301) 639-0804

mickey@sw-funding.com

Address

701 E Johnson St

Burnet, TX

Contact

(512) 715-0055

Fax (301) 639-0804

ryan@sw-funding.com

Refinancing News for Johnson City, Texas 78636

Looking for Refinance Rates in Other Cities named Johnson City?