Compare Today’s Refinance Rates for Joshua, Texas 76058
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Joshua, Texas 76058.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Joshua, Texas 76058. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,322 or $12 per month in Joshua and other parts of Johnson county.
Summary of Average Refinances in Joshua, Texas 76058
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Interactive Refinance Rate Projections for Joshua, Texas 76058
Pureloan has developed an interactive chart to monitor the five largest local lenders in Joshua, TX 76058, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Joshua, Texas 76058 from 2024 - 2016
The following historical data provides insights into refinancing trends in Joshua, Texas and the surrounding Johnson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.43% | 59.07% | 61.01% | 58.54% | 61.29% | 59.13% | 50.55% | 48.23% | 43.86% |
avg refi rate | 6.33% | 3.78% | 2.97% | 3.27% | 4.20% | 4.62% | 4.20% | 3.97% | 4.18% |
% 15 year fixed refinance | 6.38% | 24.76% | 24.63% | 28.12% | 25.37% | 30.20% | 38.55% | 38.95% | 43.02% |
avg refi rate | 5.90% | 2.79% | 2.43% | 2.79% | 3.64% | 4.01% | 3.42% | 3.23% | 3.40% |
Avg credit score | 751.57 | 741.77 | 749.71 | 755.22 | 744.83 | 735.23 | 734.27 | 744.35 | 744.10 |
Avg LTV (loan to value) | 60.00% | 59.41% | 65.08% | 68.89% | 68.78% | 64.79% | 66.84% | 68.81% | 70.48% |
Avg DTI (debt to income) | 38.49 | 35.29 | 33.41 | 33.05 | 34.33 | 35.08 | 34.24 | 33.02 | 32.35 |
Avg refinance insurance % | 1.41% | 0.86% | 2.52% | 3.97% | 4.62% | 2.28% | 1.83% | 2.27% | 2.81% |
Best Refinance Brokers around Joshua, Texas 76058
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Joshua, Texas 76058, we have compiled a list of top refinance brokers to assist you in the process.
Ruth Dunham
Loan Officer
2400 Highway 287 North Suite 100
Mansfield, TX 76058
(817) 804-0000
Rdunham@Servicefirstmtg.Com
Kimberly Gasca
Loan Officer
2400 Highway 287 North Suite 100
Mansfield, TX 76058
(817) 804-0000
Kgasca@Servicefirstmtg.Com
Beverly Geick
Loan Officer
2400 Highway 287 North Suite 100
Mansfield, TX 76058
(817) 804-0000
Bgeick@Servicefirstmtg.Com
Shanda Pigg
Loan Officer
2400 Highway 287 North Suite 100
Mansfield, TX 76058
(817) 804-0000
Spigg@Servicefirstmtg.Com
Katharine Watson
Loan Officer
2400 Highway 287 North Suite 100
Mansfield, TX 76058
(817) 804-0000
Kwatson@Servicefirstmtg.Com
Address
2400 Highway 287 North Suite 100
Mansfield, TX
Contact
(817) 804-0000
Fax (301) 639-0804
Rdunham@Servicefirstmtg.Com
Address
2400 Highway 287 North Suite 100
Mansfield, TX
Contact
(817) 804-0000
Fax (301) 639-0804
Kgasca@Servicefirstmtg.Com
Address
2400 Highway 287 North Suite 100
Mansfield, TX
Contact
(817) 804-0000
Fax (301) 639-0804
Bgeick@Servicefirstmtg.Com