Compare Today’s Refinance Rates for Joshua, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Joshua, Texas 76058. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Joshua and other areas of Johnson county, expected lifetime cash savings are $14,711 or $41 / month.

For Joshua, Texas 76058, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.466252 -97.401123

Summary of Average Refinance Terms in Joshua, Texas 76058

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Joshua, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Joshua, TX 76058, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Joshua, TX

Refinance Rates for Joshua, Texas 76058 from 2014 - 2021

Below are historical data on refinancing in Joshua, Texas and around Johnson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Joshua, Texas 76058

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Joshua, Texas 76058, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ruth Dunham

Loan Officer

2400 Highway 287 North Suite 100

Mansfield, TX 76058

(817) 804-0000

Rdunham@Servicefirstmtg.Com

Kimberly Gasca

Loan Officer

2400 Highway 287 North Suite 100

Mansfield, TX 76058

(817) 804-0000

Kgasca@Servicefirstmtg.Com

Beverly Geick

Loan Officer

2400 Highway 287 North Suite 100

Mansfield, TX 76058

(817) 804-0000

Bgeick@Servicefirstmtg.Com

Shanda Pigg

Loan Officer

2400 Highway 287 North Suite 100

Mansfield, TX 76058

(817) 804-0000

Spigg@Servicefirstmtg.Com

Katharine Watson

Loan Officer

2400 Highway 287 North Suite 100

Mansfield, TX 76058

(817) 804-0000

Kwatson@Servicefirstmtg.Com

Address

2400 Highway 287 North Suite 100

Mansfield, TX

Contact

(817) 804-0000

Fax (301) 639-0804

Rdunham@Servicefirstmtg.Com

Address

2400 Highway 287 North Suite 100

Mansfield, TX

Contact

(817) 804-0000

Fax (301) 639-0804

Kgasca@Servicefirstmtg.Com

Address

2400 Highway 287 North Suite 100

Mansfield, TX

Contact

(817) 804-0000

Fax (301) 639-0804

Bgeick@Servicefirstmtg.Com

Refinancing News for Joshua, Texas 76058