Compare Today’s Refinance Rates for Junction, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Junction, Texas 76849. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,846 or $44 / month in Junction and other areas of Kimble county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Junction, Texas 76849.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.47544 -99.74731

Summary of Average Refinance Terms in Junction, Texas 76849

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Junction, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Junction, TX 76849, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Junction, TX

Refinance Rates for Junction, Texas 76849 from 2014 - 2021

Below are historical data on refinancing in Junction, Texas and around Kimble county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Junction, Texas 76849

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Junction, Texas 76849, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Charlie Gravell

Vice President/Banking Center Manager

400 Fisk Avenue

Brownwood, TX 76849

(325) 752-2001

Charlie.Gravell@Texasbank.Com

Tim Espinoza

Senior Vice President, Commercial Lending

400 Fisk Avenue

Brownwood, TX 76849

(325) 649-9259

Tim.Espinoza@Texasbank.Com

Ray Garza

Senior Vice President, Mortgage Services

400 Fisk Avenue

Brownwood, TX 76849

(325) 649-9212

Ray.Garza@Texasbank.Com

Daniel Hutson

Vice President, Commercial Lending

400 Fisk Avenue

Brownwood, TX 76849

(325) 649-9264

Daniel.Hutson@Texasbank.Com

John May

Vice President, Commercial Lending

400 Fisk Avenue

Brownwood, TX 76849

(325) 649-9262

John.May@Texasbank.Com

Address

400 Fisk Avenue

Brownwood, TX

Contact

(325) 752-2001

Fax (301) 639-0804

Charlie.Gravell@Texasbank.Com

Address

400 Fisk Avenue

Brownwood, TX

Contact

(325) 649-9259

Fax (301) 639-0804

Tim.Espinoza@Texasbank.Com

Address

400 Fisk Avenue

Brownwood, TX

Contact

(325) 649-9212

Fax (301) 639-0804

Ray.Garza@Texasbank.Com

Refinancing News for Junction, Texas 76849

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