Compare Today’s Refinance Rates for Kamay, Texas 76369
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kamay, Texas 76369.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,170 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Kamay and other areas of Wichita county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Kamay, Texas 76369
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Interactive Refinance Rate Projections for Kamay, Texas 76369
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kamay, TX 76369, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kamay, Texas 76369 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kamay, Texas and the surrounding Wichita county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Kamay, Texas 76369
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kamay, Texas 76369, we have compiled a list of top refinance brokers to assist you in the process.
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