Compare Today’s Refinance Rates for Karnack, Texas 75661
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Karnack, Texas 75661.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,555 over the lifetime of your mortgage, which translates to a monthly savings of $4 in Karnack and other areas of Harrison county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Karnack, Texas 75661
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Interactive Refinance Rate Projections for Karnack, Texas 75661
Pureloan has developed an interactive chart to monitor the five largest local lenders in Karnack, TX 75661, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Karnack, Texas 75661 from 2024 - 2016
The following historical data provides insights into refinancing trends in Karnack, Texas and the surrounding Harrison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Karnack, Texas 75661
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Karnack, Texas 75661, we have compiled a list of top refinance brokers to assist you in the process.
Jeanna Hill
Mortgage Loan Officer
1620 Rice Rd
Tyler, TX 75661
(903) 509-9000
jeanna@tylerhomemortgage.com
Sandi Bailey
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75661
(903) 237-5584
sbailey@texasbankandtrust.com
Jonathan Cromer
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75661
(903) 237-5500
jcromer@texasbankandtrust.com
Julie Graves
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75661
(903) 237-5584
jgraves@texasbankandtrust.com
Kevin Hood
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75661
(903) 237-5500
khood@texasbankandtrust.com
Address
1620 Rice Rd
Tyler, TX
Contact
(903) 509-9000
Fax (301) 639-0804
jeanna@tylerhomemortgage.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5584
Fax (301) 639-0804
sbailey@texasbankandtrust.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5500
Fax (301) 639-0804
jcromer@texasbankandtrust.com