Compare Today’s Refinance Rates for Karnes City, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Karnes City, Texas 78118. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Karnes City and other areas of Karnes county, expected lifetime cash savings are $16,668 or $46 / month.

For Karnes City, Texas 78118, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

28.882757 -97.90707

Summary of Average Refinance Terms in Karnes City, Texas 78118

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Karnes City, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Karnes City, TX 78118, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Karnes City, TX

Refinance Rates for Karnes City, Texas 78118 from 2014 - 2021

Below are historical data on refinancing in Karnes City, Texas and around Karnes county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Karnes City, Texas 78118

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Karnes City, Texas 78118, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jeffrey Patteson

Vice President - Lending

13809 W. Hwy 87

La Vernia, TX 78118

(830) 253-8808

patteson@bankheritage.com

Mark MacInerney

Vice President - Lending

13809 W. Hwy 87

La Vernia, TX 78118

(979) 297-0604

mark@bankheritage.com

Monica Townsend

Mortgage Loan Processor

12005 Ford Road, Suite 800

San Antonio, TX 78118

(210) 945-3300

MonicaTownsend@rbfcu.org

Antoine Artis

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78118

(210) 945-1482

antoine.artis@wellsfargo.com

Jose Gonzalez

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78118

(210) 945-1482

jose.gonzalez@wellsfargo.com

Address

13809 W. Hwy 87

La Vernia, TX

Contact

(830) 253-8808

Fax (301) 639-0804

patteson@bankheritage.com

Address

13809 W. Hwy 87

La Vernia, TX

Contact

(979) 297-0604

Fax (301) 639-0804

mark@bankheritage.com

Address

12005 Ford Road, Suite 800

San Antonio, TX

Contact

(210) 945-3300

Fax (301) 639-0804

MonicaTownsend@rbfcu.org

Refinancing News for Karnes City, Texas 78118