Compare Today’s Refinance Rates for Katy, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Katy, Texas 77449. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Katy and other areas of Harris county, expected lifetime cash savings are $23,342 or $65 / month.

For Katy, Texas 77449, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.819922 -95.729267

Summary of Average Refinance Terms in Katy, Texas 77449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Katy, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Katy, TX 77449, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Katy, TX

Refinance Rates for Katy, Texas 77449 from 2014 - 2021

Below are historical data on refinancing in Katy, Texas and around Harris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Katy, Texas 77449

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Katy, Texas 77449, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Adam Wolters

Mortgage Lender

22762 Westheimer Pkwy #550A

Katy, TX 77449

(281) 733-4243

adam.wolters@supremelending.com

Judy Ernst

Mortgage Lender

3402 Torchlite Terrace, Suite B

Katy, TX 77449

(281) 391-0810

judy@mkt-mortgage.com

Scott Brown

Mortgage Lender

21322 A Provincial Blvd.

Katy, TX 77449

(281) 989-9770

scott.brown@imortgage.com

Marlene Billeri

Mortgage Lender

21322 A Provincial Blvd.

Katy, TX 77449

(713) 395-6906

marlene.billeri@imortgage.com

Lori Austin

Mortgage Lender

21322 A Provincial Blvd

Katy, TX 77449

(713) 395-6909

lori.austin@imortgage.com

Address

22762 Westheimer Pkwy #550A

Katy, TX

Contact

(281) 733-4243

Fax (301) 639-0804

adam.wolters@supremelending.com

Address

3402 Torchlite Terrace, Suite B

Katy, TX

Contact

(281) 391-0810

Fax (301) 639-0804

judy@mkt-mortgage.com

Address

21322 A Provincial Blvd.

Katy, TX

Contact

(281) 989-9770

Fax (301) 639-0804

scott.brown@imortgage.com

Refinancing News for Katy, Texas 77449