Compare Today’s Refinance Rates for Katy, Texas 77494
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Katy, Texas 77494.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Katy, Texas 77494. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,876 or $14 per month in Katy and other parts of Fort Bend county.
Summary of Average Refinances in Katy, Texas 77494
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Interactive Refinance Rate Projections for Katy, Texas 77494
Pureloan has developed an interactive chart to monitor the five largest local lenders in Katy, TX 77494, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Katy, Texas 77494 from 2024 - 2016
The following historical data provides insights into refinancing trends in Katy, Texas and the surrounding Fort Bend county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Katy, Texas 77494
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Katy, Texas 77494, we have compiled a list of top refinance brokers to assist you in the process.
Adam Wolters
Mortgage Lender
22762 Westheimer Pkwy #550A
Katy, TX 77494
(281) 733-4243
adam.wolters@supremelending.com
Judy Ernst
Mortgage Lender
3402 Torchlite Terrace, Suite B
Katy, TX 77494
(281) 391-0810
judy@mkt-mortgage.com
Scott Brown
Mortgage Lender
21322 A Provincial Blvd.
Katy, TX 77494
(281) 989-9770
scott.brown@imortgage.com
Marlene Billeri
Mortgage Lender
21322 A Provincial Blvd.
Katy, TX 77494
(713) 395-6906
marlene.billeri@imortgage.com
Lori Austin
Mortgage Lender
21322 A Provincial Blvd
Katy, TX 77494
(713) 395-6909
lori.austin@imortgage.com
Address
22762 Westheimer Pkwy #550A
Katy, TX
Contact
(281) 733-4243
Fax (301) 639-0804
adam.wolters@supremelending.com
Address
3402 Torchlite Terrace, Suite B
Katy, TX
Contact
(281) 391-0810
Fax (301) 639-0804
judy@mkt-mortgage.com
Address
21322 A Provincial Blvd.
Katy, TX
Contact
(281) 989-9770
Fax (301) 639-0804
scott.brown@imortgage.com