Compare Today’s Refinance Rates for Kemah, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Kemah, Texas 77565. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Kemah and surrounding areas of Galveston county, your expected lifetime cash savings are $22,960 or $64 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kemah, Texas 77565.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.543823 -95.039209

Summary of Average Refinance Terms in Kemah, Texas 77565

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kemah, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kemah, TX 77565, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kemah, TX

Refinance Rates for Kemah, Texas 77565 from 2014 - 2021

Below are historical data on refinancing in Kemah, Texas and around Galveston county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kemah, Texas 77565

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kemah, Texas 77565, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ray Rusk

Mortgage Loan Originator

1050 North Bypass 35

Alvin, TX 77565

(281) 388-5000

RRusk@htbna.com

Chad Dudley

Mortgage Loan Originator

1050 North Bypass 35

Alvin, TX 77565

(281) 388-5000

CDudley@htbna.com

Mike Duckworth

Mortgage Loan Originator

1406 W Main St Ste A

League City, TX 77565

(281) 554-3265

MDuckworth@htbna.com

Anna Babineaux

Loan Officer

PO Box 1056

League City, TX 77565

(713) 907-5365

anna@mortgagesbythebay.com

Diane Huddleston

Mortgage Originator

PO Box 10109

Liberty, TX 77565

(936) 340-4742

dhuddleston@flnb.com

Address

1050 North Bypass 35

Alvin, TX

Contact

(281) 388-5000

Fax (301) 639-0804

RRusk@htbna.com

Address

1050 North Bypass 35

Alvin, TX

Contact

(281) 388-5000

Fax (301) 639-0804

CDudley@htbna.com

Address

1406 W Main St Ste A

League City, TX

Contact

(281) 554-3265

Fax (301) 639-0804

MDuckworth@htbna.com

Refinancing News for Kemah, Texas 77565