Compare Today’s Refinance Rates for Kemp, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Kemp, Texas 75143. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Kemp and other areas of Kaufman county, expected lifetime cash savings are $39,452 or $110 / month.

For Kemp, Texas 75143, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.369146 -96.257768

Summary of Average Refinance Terms in Kemp, Texas 75143

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kemp, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kemp, TX 75143, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kemp, TX

Refinance Rates for Kemp, Texas 75143 from 2014 - 2021

Below are historical data on refinancing in Kemp, Texas and around Kaufman county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kemp, Texas 75143

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kemp, Texas 75143, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stephen Parrish

Mortgage Lender

2100 S Washington St

Kaufman, TX 75143

(972) 932-1177

stephen.j.parris@wellsfargo.com

Joshua Sarracino

Home Motgage Consultant

1305 Flagstone Ln

Desoto, TX 75143

(214) 244-9141

joshua.sarracino@wellsfargo.com

Allan Rourk

Home Mortgage Consultant

443 E Highway 67

Duncanville, TX 75143

(972) 709-3227

allan.m.rourk@wellsfargo.com

Janice Wood

Branch Manager

771 E US Highway 80 Ste 100

Forney, TX 75143

(972) 564-1200

jwood@citybanktexas.com

Bonnie Stover

Branch Manager

711 W 2nd Ave Ste B

Corsicana, TX 75143

(903) 874-9166

bonnie.stover@wellsfargo.com

Address

2100 S Washington St

Kaufman, TX

Contact

(972) 932-1177

Fax (301) 639-0804

stephen.j.parris@wellsfargo.com

Address

1305 Flagstone Ln

Desoto, TX

Contact

(214) 244-9141

Fax (301) 639-0804

joshua.sarracino@wellsfargo.com

Address

443 E Highway 67

Duncanville, TX

Contact

(972) 709-3227

Fax (301) 639-0804

allan.m.rourk@wellsfargo.com

Refinancing News for Kemp, Texas 75143

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