Compare Today’s Refinance Rates for Kerrick, Texas 79051
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kerrick, Texas 79051.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kerrick, Texas 79051. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,160 or $6 per month in Kerrick and other parts of Texas county.
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Summary of Average Refinances in Kerrick, Texas 79051
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Kerrick, Texas 79051
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kerrick, TX 79051, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kerrick, Texas 79051 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kerrick, Texas and the surrounding Texas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Kerrick, Texas 79051
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kerrick, Texas 79051, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Donna Brandt-Presley
Loan Originator
3440 Bell St Unit 326
Amarillo, TX 79051
(432) 550-2011
dpresley@primelending.com
John Hays
Loan Officer
6401 Bell St
Amarillo, TX 79051
(806) 353-9999
JHays@accesscu.net
Bonnie Altman
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79051
(806) 371-3314
Baltman@Fcbtexas.Com
Heather Cooper
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79051
(806) 371-3316
Hcooper@Fcbtexas.Com
Brandi Craner
Loan Officer
200-A Westgate Pkwy
Amarillo, TX 79051
(806) 367-9482
Bcraner@Firstmortgageco.Com
Address
3440 Bell St Unit 326
Amarillo, TX
Contact
(432) 550-2011
Fax (301) 639-0804
dpresley@primelending.com
Address
6401 Bell St
Amarillo, TX
Contact
(806) 353-9999
Fax (301) 639-0804
JHays@accesscu.net
Address
3900 S. Soncy Road
Amarillo, TX
Contact
(806) 371-3314
Fax (301) 639-0804
Baltman@Fcbtexas.Com