Compare Today’s Refinance Rates for Kerrville, Texas 78028
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kerrville, Texas 78028.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kerrville, Texas 78028. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,518 or $13 per month in Kerrville and other parts of Kerr county.
Summary of Average Refinances in Kerrville, Texas 78028
Become a certified mortgage expert on Pureloan.com
in Kerrville, Texas 78028
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Kerrville, Texas 78028
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kerrville, TX 78028, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kerrville, Texas 78028 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kerrville, Texas and the surrounding Kerr county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Kerrville, Texas 78028
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kerrville, Texas 78028, we have compiled a list of top refinance brokers to assist you in the process.
Donna Terrell
Senior Loan Officer
116 W Blanco Rd
Boerne, TX 78028
(830) 816-5399
dterrell@legacymutual.com
Trace Kimble
Loan Officer
508 E San Antonio Ave
Boerne, TX 78028
(210) 849-8100
Trace@salenders.com
Araceli Alvarado
Senior Mortgage Banker
408 Shiloh Dr
Laredo, TX 78028
(956) 753-0009
aracelialvarado@leader1.com
Jasmine Torres
Processor
9901 Mcpherson Rd Ste 101
Laredo, TX 78028
(956) 728-8700
jasmine@geomtg.com
Nora Cervantes
Closing Coordinator
9901 Mcpherson Rd Ste 101
Laredo, TX 78028
(956) 728-8700
nora@geomtg.com
Address
116 W Blanco Rd
Boerne, TX
Contact
(830) 816-5399
Fax (301) 639-0804
dterrell@legacymutual.com
Address
508 E San Antonio Ave
Boerne, TX
Contact
(210) 849-8100
Fax (301) 639-0804
Trace@salenders.com
Address
408 Shiloh Dr
Laredo, TX
Contact
(956) 753-0009
Fax (301) 639-0804
aracelialvarado@leader1.com