Compare Today’s Refinance Rates for Kildare, Texas 75562
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kildare, Texas 75562.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kildare, Texas 75562. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,555 or $4 per month in Kildare and other parts of Cass county.
Summary of Average Refinances in Kildare, Texas 75562
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Interactive Refinance Rate Projections for Kildare, Texas 75562
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kildare, TX 75562, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kildare, Texas 75562 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kildare, Texas and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Kildare, Texas 75562
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kildare, Texas 75562, we have compiled a list of top refinance brokers to assist you in the process.
John Baxter
Loan Assistant
124 E. Rush Street
Linden, TX 75562
(903) 756-5573
john.baxter@texanabank.com
Christy Mayfield
VP Loan Officer
124 E. Rush Street
Linden, TX 75562
(903) 756-5573
christy.mayfield@texanabank.com
Shane Best
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75562
(903) 237-5500
zbest@texasbankandtrust.com
John Dyer
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75562
(903) 237-5500
bdyer@texasbankandtrust.com
Laura Estep
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75562
(903) 237-5500
cestep@texasbankandtrust.com
Address
124 E. Rush Street
Linden, TX
Contact
(903) 756-5573
Fax (301) 639-0804
john.baxter@texanabank.com
Address
124 E. Rush Street
Linden, TX
Contact
(903) 756-5573
Fax (301) 639-0804
christy.mayfield@texanabank.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
zbest@texasbankandtrust.com