Compare Today’s Refinance Rates for Killeen, Texas 76546
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Killeen, Texas 76546.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,630 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Killeen and other areas of Bell county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Killeen, Texas 76546
Become a certified mortgage expert on Pureloan.com
in Killeen, Texas 76546
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Killeen, Texas 76546
Pureloan has developed an interactive chart to monitor the five largest local lenders in Killeen, TX 76546, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Killeen, Texas 76546 from 2024 - 2016
The following historical data provides insights into refinancing trends in Killeen, Texas and the surrounding Bell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Killeen, Texas 76546
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Killeen, Texas 76546, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Zemanski
Loan originator
3011 Internet Blvd, Suite 108
Killeen, TX 76546
(972) 318-2500
lisa.zemanski@gatewayloan.com
Victor Tobin
Loan Originator
3011 Internet Blvd, Suite 108
Killeen, TX 76546
(972) 318-2500
victor.tobin@gatewayloan.com
Merrie Ellis
Mortgage Lender
3901 E Stan Schlueter Loop #103
Killeen, TX 76546
(254) 251-3419
merrie.ellis@prospectmtg.com
Mazen Diab
Mortgage Lender
3400 E Central Texas Expwy Bldg 100 Ste105
Killeen, TX 76546
(254) 493-0114
mazen.diab@sentemortgage.com
Lee Roussel
Mortgage Lender
3400 E Central Texas Expwy Bldg 100 Ste105
Killeen, TX 76546
(254) 781-3934
lee.roussel@sentemortgage.com
Address
3011 Internet Blvd, Suite 108
Killeen, TX
Contact
(972) 318-2500
Fax (301) 639-0804
lisa.zemanski@gatewayloan.com
Address
3011 Internet Blvd, Suite 108
Killeen, TX
Contact
(972) 318-2500
Fax (301) 639-0804
victor.tobin@gatewayloan.com
Address
3901 E Stan Schlueter Loop #103
Killeen, TX
Contact
(254) 251-3419
Fax (301) 639-0804
merrie.ellis@prospectmtg.com