Compare Today’s Refinance Rates for Killeen, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Killeen, Texas 76549. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Killeen and surrounding areas of Bell county, expected lifetime cash savings are $13,447 or $37 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Killeen, Texas 76549.

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Summary of Average Refinance Terms in Killeen, Texas 76549

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Killeen, Texas 76549 from 2012 - 2019

Below are historical data on refinancing in Killeen, Texas and around Bell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
% 10 year fixed refinance 1.94% 5.69% 4.77% 3.19% 3.91% 1.97% 1.88% 1.34%
avg refi rate 4.12% 3.72% 3.20% 3.02% 3.57% 3.41% 3.22% 3.50%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg Combined LTV (loan to value) 67.56% 67.86% 67.11% 69.24% 70.08% 70.49% 69.14% 68.48%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Killeen, Texas 76549

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Killeen, Texas 76549, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lisa Zemanski

Loan originator

3011 Internet Blvd, Suite 108

Killeen, TX 76549

(972) 318-2500

lisa.zemanski@gatewayloan.com

Victor Tobin

Loan Originator

3011 Internet Blvd, Suite 108

Killeen, TX 76549

(972) 318-2500

victor.tobin@gatewayloan.com

Merrie Ellis

Mortgage Lender

3901 E Stan Schlueter Loop #103

Killeen, TX 76549

(254) 251-3419

merrie.ellis@prospectmtg.com

Mazen Diab

Mortgage Lender

3400 E Central Texas Expwy Bldg 100 Ste105

Killeen, TX 76549

(254) 493-0114

mazen.diab@sentemortgage.com

Lee Roussel

Mortgage Lender

3400 E Central Texas Expwy Bldg 100 Ste105

Killeen, TX 76549

(254) 781-3934

lee.roussel@sentemortgage.com

Address

3011 Internet Blvd, Suite 108

Killeen, TX

Contact

(972) 318-2500

Fax (301) 639-0804

lisa.zemanski@gatewayloan.com

Address

3011 Internet Blvd, Suite 108

Killeen, TX

Contact

(972) 318-2500

Fax (301) 639-0804

victor.tobin@gatewayloan.com

Address

3901 E Stan Schlueter Loop #103

Killeen, TX

Contact

(254) 251-3419

Fax (301) 639-0804

merrie.ellis@prospectmtg.com

Refinancing News for Killeen, Texas 76549