Compare Today’s Refinance Rates for Kirvin, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Kirvin, Texas 75848. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Kirvin and surrounding areas of Freestone county, your expected lifetime cash savings are $17,889 or $50 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kirvin, Texas 75848.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.766389 -96.33

Summary of Average Refinance Terms in Kirvin, Texas 75848

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kirvin, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kirvin, TX 75848, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kirvin, TX

Refinance Rates for Kirvin, Texas 75848 from 2014 - 2021

Below are historical data on refinancing in Kirvin, Texas and around Freestone county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kirvin, Texas 75848

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kirvin, Texas 75848, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kenneth Hammonds

Branch Manager

1012 Martin Avenue, Suite A

Mcallen, TX 75848

(956) 358-5088

khammonds@goldfinancial.com

Marc Mitchell

Executive Director

2256 S. Sycamore, Suite 3

Palestine, TX 75848

(903) 723-3164

marc@palestinechamber.org

Stephanie Wright

Member Services Coordinator

2256 S. Sycamore, Suite 3

Palestine, TX 75848

(903) 723-3164

info@palestinechamber.org

Danny Wren

Branch Manager

435 W. IH-45

Fairfield, TX 75848

(903) 389-8738

dwren@texasfcs.com

Cecilia Webb

Branch Production Manager

114 W. Oak Street

Palestine, TX 75848

(903) 723-9921

cwebb@cenderafunding.com

Address

1012 Martin Avenue, Suite A

Mcallen, TX

Contact

(956) 358-5088

Fax (301) 639-0804

khammonds@goldfinancial.com

Address

2256 S. Sycamore, Suite 3

Palestine, TX

Contact

(903) 723-3164

Fax (301) 639-0804

marc@palestinechamber.org

Address

2256 S. Sycamore, Suite 3

Palestine, TX

Contact

(903) 723-3164

Fax (301) 639-0804

info@palestinechamber.org

Refinancing News for Kirvin, Texas 75848