Compare Today’s Refinance Rates for Kountze, Texas 77625
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kountze, Texas 77625.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kountze, Texas 77625. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,699 or $16 per month in Kountze and other parts of Hardin county.
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Summary of Average Refinances in Kountze, Texas 77625
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Kountze, Texas 77625
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kountze, TX 77625, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kountze, Texas 77625 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kountze, Texas and the surrounding Hardin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Kountze, Texas 77625
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kountze, Texas 77625, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Karen Marshall
Loan Officer
5140 W Parkway St
Groves, TX 77625
(409) 963-1191
kmarshall@gecu.org
Roni Stephenson
Loan Officer
5140 W Parkway St
Groves, TX 77625
(409) 984-7446
rstephenson@gecu.org
Dawanda Minor
Loan Officer
5140 W Parkway St
Groves, TX 77625
(409) 984-7481
dminor@gecu.org
Karen Hebert
Loan Officer
5140 W Parkway St
Groves, TX 77625
(409) 984-7453
khebert@gecu.org
Gayle Gouthier
Loan Officer
5140 W Parkway St
Groves, TX 77625
(409) 984-7430
ggouthier@gecu.org
Address
5140 W Parkway St
Groves, TX
Contact
(409) 963-1191
Fax (301) 639-0804
kmarshall@gecu.org
Address
5140 W Parkway St
Groves, TX
Contact
(409) 984-7446
Fax (301) 639-0804
rstephenson@gecu.org
Address
5140 W Parkway St
Groves, TX
Contact
(409) 984-7481
Fax (301) 639-0804
dminor@gecu.org