Compare Today’s Refinance Rates for La Blanca, Texas 78558
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in La Blanca, Texas 78558.
With a 30-year amortization refinance in La Blanca and surrounding areas of Hidalgo county, our calculations show that you can expect to save up to $3,099 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for La Blanca, Texas 78558.
Summary of Average Refinances in La Blanca, Texas 78558
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Interactive Refinance Rate Projections for La Blanca, Texas 78558
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Blanca, TX 78558, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Blanca, Texas 78558 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Blanca, Texas and the surrounding Hidalgo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.07% | 48.37% | 39.28% | 38.84% | 60.65% | 60.21% | 51.12% | 41.67% | 41.54% |
| avg refi rate | 6.47% | 4.02% | 3.08% | 3.49% | 4.61% | 4.82% | 4.39% | 4.18% | 4.34% |
| % 15 year fixed refinance | 9.17% | 34.29% | 42.29% | 43.72% | 30.46% | 31.14% | 40.58% | 46.21% | 46.15% |
| avg refi rate | 5.56% | 2.96% | 2.54% | 2.89% | 3.95% | 4.12% | 3.58% | 3.42% | 3.55% |
| Avg credit score | 744.50 | 761.35 | 732.15 | 736.37 | 728.90 | 718.32 | 723.73 | 725.31 | 729.14 |
| Avg LTV (loan to value) | 74.65% | 65.54% | 69.57% | 73.69% | 74.68% | 75.17% | 74.22% | 75.84% | 73.86% |
| Avg DTI (debt to income) | 37.17 | 36.06 | 34.89 | 35.12 | 36.02 | 36.29 | 35.81 | 35.31 | 34.90 |
| Avg refinance insurance % | 8.65% | 2.60% | 3.47% | 5.59% | 8.34% | 7.97% | 6.08% | 6.68% | 5.81% |
Best Refinance Brokers around La Blanca, Texas 78558
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Blanca, Texas 78558, we have compiled a list of top refinance brokers to assist you in the process.
Mickey Smith
Branch Manager / Banker
701 E Johnson St
Burnet, TX 78558
(830) 693-4600
mickey@sw-funding.com
Ryan Smith
Loan Officers
701 E Johnson St
Burnet, TX 78558
(512) 715-0055
ryan@sw-funding.com
April Downey
Mortgage Consultant
317 Railroad St
Buda, TX 78558
(512) 658-0660
adowney@independencetitle.com
Oscar Dupre
Residential Mortgage Loan Originator
215 W View Dr
Wimberley, TX 78558
(512) 847-5443
omega100@gvtc.com
Paul Johnson
Loan Officer
12001 W Parmer Ln Ste 250
Cedar Park, TX 78558
(512) 326-2186
paul@texasstatemortgage.com
Address
701 E Johnson St
Burnet, TX
Contact
(830) 693-4600
Fax (301) 639-0804
mickey@sw-funding.com
Address
701 E Johnson St
Burnet, TX
Contact
(512) 715-0055
Fax (301) 639-0804
ryan@sw-funding.com
Address
317 Railroad St
Buda, TX
Contact
(512) 658-0660
Fax (301) 639-0804
adowney@independencetitle.com