Compare Today’s Refinance Rates for La Joya, Texas 78560
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in La Joya, Texas 78560.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in La Joya, Texas 78560. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,455 or $10 per month in La Joya and other parts of Hidalgo county.
Summary of Average Refinances in La Joya, Texas 78560
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Interactive Refinance Rate Projections for La Joya, Texas 78560
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Joya, TX 78560, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Joya, Texas 78560 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Joya, Texas and the surrounding Hidalgo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.07% | 48.37% | 39.28% | 38.84% | 60.65% | 60.21% | 51.12% | 41.67% | 41.54% |
avg refi rate | 6.47% | 4.02% | 3.08% | 3.49% | 4.61% | 4.82% | 4.39% | 4.18% | 4.34% |
% 15 year fixed refinance | 9.17% | 34.29% | 42.29% | 43.72% | 30.46% | 31.14% | 40.58% | 46.21% | 46.15% |
avg refi rate | 5.56% | 2.96% | 2.54% | 2.89% | 3.95% | 4.12% | 3.58% | 3.42% | 3.55% |
Avg credit score | 744.50 | 761.35 | 732.15 | 736.37 | 728.90 | 718.32 | 723.73 | 725.31 | 729.14 |
Avg LTV (loan to value) | 74.65% | 65.54% | 69.57% | 73.69% | 74.68% | 75.17% | 74.22% | 75.84% | 73.86% |
Avg DTI (debt to income) | 37.17 | 36.06 | 34.89 | 35.12 | 36.02 | 36.29 | 35.81 | 35.31 | 34.90 |
Avg refinance insurance % | 8.65% | 2.60% | 3.47% | 5.59% | 8.34% | 7.97% | 6.08% | 6.68% | 5.81% |
Best Refinance Brokers around La Joya, Texas 78560
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Joya, Texas 78560, we have compiled a list of top refinance brokers to assist you in the process.
Mickey Smith
Branch Manager / Banker
701 E Johnson St
Burnet, TX 78560
(830) 693-4600
mickey@sw-funding.com
Ryan Smith
Loan Officers
701 E Johnson St
Burnet, TX 78560
(512) 715-0055
ryan@sw-funding.com
April Downey
Mortgage Consultant
317 Railroad St
Buda, TX 78560
(512) 658-0660
adowney@independencetitle.com
Oscar Dupre
Residential Mortgage Loan Originator
215 W View Dr
Wimberley, TX 78560
(512) 847-5443
omega100@gvtc.com
Paul Johnson
Loan Officer
12001 W Parmer Ln Ste 250
Cedar Park, TX 78560
(512) 326-2186
paul@texasstatemortgage.com
Address
701 E Johnson St
Burnet, TX
Contact
(830) 693-4600
Fax (301) 639-0804
mickey@sw-funding.com
Address
701 E Johnson St
Burnet, TX
Contact
(512) 715-0055
Fax (301) 639-0804
ryan@sw-funding.com
Address
317 Railroad St
Buda, TX
Contact
(512) 658-0660
Fax (301) 639-0804
adowney@independencetitle.com