Compare Today’s Refinance Rates for La Porte, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for La Porte, Texas 77572. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $23,517 or $65 / month in La Porte and other areas of Harris county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for La Porte, Texas 77572.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.665 -95.016667

Summary of Average Refinance Terms in La Porte, Texas 77572

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for La Porte, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in La Porte, TX 77572, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for La Porte, TX

Refinance Rates for La Porte, Texas 77572 from 2014 - 2021

Below are historical data on refinancing in La Porte, Texas and around Harris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around La Porte, Texas 77572

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in La Porte, Texas 77572, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ray Rusk

Mortgage Loan Originator

1050 North Bypass 35

Alvin, TX 77572

(281) 388-5000

RRusk@htbna.com

Chad Dudley

Mortgage Loan Originator

1050 North Bypass 35

Alvin, TX 77572

(281) 388-5000

CDudley@htbna.com

Mike Duckworth

Mortgage Loan Originator

1406 W Main St Ste A

League City, TX 77572

(281) 554-3265

MDuckworth@htbna.com

Anna Babineaux

Loan Officer

PO Box 1056

League City, TX 77572

(713) 907-5365

anna@mortgagesbythebay.com

Diane Huddleston

Mortgage Originator

PO Box 10109

Liberty, TX 77572

(936) 340-4742

dhuddleston@flnb.com

Address

1050 North Bypass 35

Alvin, TX

Contact

(281) 388-5000

Fax (301) 639-0804

RRusk@htbna.com

Address

1050 North Bypass 35

Alvin, TX

Contact

(281) 388-5000

Fax (301) 639-0804

CDudley@htbna.com

Address

1406 W Main St Ste A

League City, TX

Contact

(281) 554-3265

Fax (301) 639-0804

MDuckworth@htbna.com

Refinancing News for La Porte, Texas 77572

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