Compare Today’s Refinance Rates for La Pryor, Texas 78872
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in La Pryor, Texas 78872.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,318 over the lifetime of your mortgage, which translates to a monthly savings of $4 in La Pryor and other areas of Zavala county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
28.948848
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Summary of Average Refinances in La Pryor, Texas 78872
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for La Pryor, Texas 78872
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Pryor, TX 78872, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Pryor, Texas 78872 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Pryor, Texas and the surrounding Zavala county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 53.95% | 42.35% | 42.86% | 48.48% | 52.17% | 51.43% | 40.00% | 40.00% |
| avg refi rate | 6.45% | 3.87% | 3.01% | 3.25% | 4.21% | 4.67% | 4.38% | 4.18% | 4.27% |
| % 15 year fixed refinance | 26.32% | 38.24% | 38.10% | 39.39% | 39.13% | 37.14% | 51.43% | 53.33% | |
| avg refi rate | 2.94% | 2.49% | 2.89% | 3.91% | 3.88% | 3.27% | 3.48% | 3.47% | |
| Avg credit score | 742.60 | 728.78 | 737.26 | 743.93 | 746.03 | 743.30 | 732.29 | 716.49 | 731.80 |
| Avg LTV (loan to value) | 71.00% | 60.49% | 68.74% | 68.77% | 66.45% | 74.96% | 72.37% | 69.46% | 66.97% |
| Avg DTI (debt to income) | 45.20 | 36.13 | 35.01 | 34.96 | 36.70 | 33.35 | 37.00 | 36.23 | 33.93 |
| Avg refinance insurance % | 5.00% | 2.33% | 2.70% | 3.56% | 3.15% | 6.39% | 5.51% | 4.57% | 2.07% |
Best Refinance Brokers around La Pryor, Texas 78872
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Pryor, Texas 78872, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tim Walther
Loan Officer
104 W Main
Giddings, TX 78872
(979) 542-3136
twalther@cnbanktexas.com
Address
104 W Main
Giddings, TX
Contact
(979) 542-3136
Fax (301) 639-0804
twalther@cnbanktexas.com