Compare Today’s Refinance Rates for La Salle, Texas 77969
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in La Salle, Texas 77969.
With a 30-year amortization refinance in La Salle and surrounding areas of Jackson county, our calculations show that you can expect to save up to $3,918 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for La Salle, Texas 77969.
Summary of Average Refinances in La Salle, Texas 77969
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Interactive Refinance Rate Projections for La Salle, Texas 77969
Pureloan has developed an interactive chart to monitor the five largest local lenders in La Salle, TX 77969, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in La Salle, Texas 77969 from 2024 - 2016
The following historical data provides insights into refinancing trends in La Salle, Texas and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 55.68% | 52.65% | 51.60% | 69.05% | 61.11% | 52.63% | 68.97% | 53.06% |
avg refi rate | 6.49% | 4.13% | 2.97% | 3.21% | 4.27% | 4.72% | 4.26% | 3.90% | 4.16% |
% 15 year fixed refinance | 29.55% | 30.74% | 33.60% | 19.05% | 25.00% | 36.84% | 24.14% | 40.82% | |
avg refi rate | 2.93% | 2.44% | 2.69% | 4.12% | 3.92% | 3.53% | 3.38% | 3.47% | |
Avg credit score | 756.71 | 722.61 | 743.67 | 756.43 | 746.40 | 727.33 | 734.34 | 754.38 | 744.84 |
Avg LTV (loan to value) | 75.29% | 65.56% | 69.28% | 72.08% | 76.88% | 70.33% | 69.82% | 70.66% | 66.94% |
Avg DTI (debt to income) | 39.43 | 37.18 | 34.32 | 33.07 | 35.12 | 35.81 | 35.47 | 34.59 | 32.71 |
Avg refinance insurance % | 3.57% | 2.89% | 3.27% | 4.85% | 11.02% | 4.03% | 5.16% | 5.78% | 1.90% |
Best Refinance Brokers around La Salle, Texas 77969
If you are considering refinancing your mortgage or obtaining a cash-out refinance in La Salle, Texas 77969, we have compiled a list of top refinance brokers to assist you in the process.
Donna Terrell
Senior Loan Officer
116 W Blanco Rd
Boerne, TX 77969
(830) 816-5399
dterrell@legacymutual.com
Trace Kimble
Loan Officer
508 E San Antonio Ave
Boerne, TX 77969
(210) 849-8100
Trace@salenders.com
Araceli Alvarado
Senior Mortgage Banker
408 Shiloh Dr
Laredo, TX 77969
(956) 753-0009
aracelialvarado@leader1.com
Jasmine Torres
Processor
9901 Mcpherson Rd Ste 101
Laredo, TX 77969
(956) 728-8700
jasmine@geomtg.com
Nora Cervantes
Closing Coordinator
9901 Mcpherson Rd Ste 101
Laredo, TX 77969
(956) 728-8700
nora@geomtg.com
Address
116 W Blanco Rd
Boerne, TX
Contact
(830) 816-5399
Fax (301) 639-0804
dterrell@legacymutual.com
Address
508 E San Antonio Ave
Boerne, TX
Contact
(210) 849-8100
Fax (301) 639-0804
Trace@salenders.com
Address
408 Shiloh Dr
Laredo, TX
Contact
(956) 753-0009
Fax (301) 639-0804
aracelialvarado@leader1.com