Compare Today’s Refinance Rates for Ladonia, Texas 75449
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ladonia, Texas 75449.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ladonia, Texas 75449. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,437 or $4 per month in Ladonia and other parts of Fannin county.
Summary of Average Refinances in Ladonia, Texas 75449
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Interactive Refinance Rate Projections for Ladonia, Texas 75449
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ladonia, TX 75449, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ladonia, Texas 75449 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ladonia, Texas and the surrounding Fannin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Ladonia, Texas 75449
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ladonia, Texas 75449, we have compiled a list of top refinance brokers to assist you in the process.
Vanya Griffith
Mortgage Lender
2501 N Center St Ste 103
Bonham, TX 75449
(903) 815-2372
vanya@vanyagriffith.com
Doug Edwards
Senior Loan Officer/Sales Manager
2911 Terrell Road Greenville , Suite F
Greenville, TX 75449
(903) 454-3811
dedwards@unionhomemortgage.com
Jacque Murley
Senior Loan Officer
2911 Terrell Road Greenville , Suite F
Greenville, TX 75449
(903) 326-0070
jmurley@unionhomemortgage.com
Todd Meadows
Loan officer
641 Church Street
Sulphur Springs, TX 75449
(903) 439-0738
tmeadows@texasbankandtrust.com
Gary Russell
Loan officer
641 Church Street
Sulphur Springs, TX 75449
(903) 439-0738
grussell@texasbankandtrust.com
Address
2501 N Center St Ste 103
Bonham, TX
Contact
(903) 815-2372
Fax (301) 639-0804
vanya@vanyagriffith.com
Address
2911 Terrell Road Greenville , Suite F
Greenville, TX
Contact
(903) 454-3811
Fax (301) 639-0804
dedwards@unionhomemortgage.com
Address
2911 Terrell Road Greenville , Suite F
Greenville, TX
Contact
(903) 326-0070
Fax (301) 639-0804
jmurley@unionhomemortgage.com