Compare Today’s Refinance Rates for Laguna Park, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Laguna Park, Texas 76644. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Laguna Park and other areas of Hill county, expected lifetime cash savings are $16,668 or $46 / month.

For Laguna Park, Texas 76644, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.959201 -97.33495

Summary of Average Refinance Terms in Laguna Park, Texas 76644

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APR

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Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laguna Park, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laguna Park, TX 76644, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laguna Park, TX

Refinance Rates for Laguna Park, Texas 76644 from 2014 - 2021

Below are historical data on refinancing in Laguna Park, Texas and around Hill county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laguna Park, Texas 76644

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laguna Park, Texas 76644, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Laguna Park, Texas 76644