Compare Today’s Refinance Rates for Laird Hill, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Laird Hill, Texas 75666. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Laird Hill and surrounding areas of Gregg county, your expected lifetime cash savings are $15,846 or $44 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Laird Hill, Texas 75666.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.386111 -94.875556

Summary of Average Refinance Terms in Laird Hill, Texas 75666

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laird Hill, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laird Hill, TX 75666, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laird Hill, TX

Refinance Rates for Laird Hill, Texas 75666 from 2014 - 2021

Below are historical data on refinancing in Laird Hill, Texas and around Gregg county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laird Hill, Texas 75666

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laird Hill, Texas 75666, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brenda Brown

Mortgage Loan Officer

715 E End Blvd S

Marshall, TX 75666

(903) 927-2040

bbrown@texasbankandtrust.com

Angela Humphries

Loan officer

715 East End Blvd. South

Marshall, TX 75666

(903) 927-2040

ahumphries@texasbankandtrust.com

Jeanna Hill

Mortgage Loan Officer

1620 Rice Rd

Tyler, TX 75666

(903) 509-9000

jeanna@tylerhomemortgage.com

Sandi Bailey

Mortgage Lender

2323 W Grande Blvd

Tyler, TX 75666

(903) 237-5584

sbailey@texasbankandtrust.com

Jonathan Cromer

Mortgage Lender

2323 W Grande Blvd

Tyler, TX 75666

(903) 237-5500

jcromer@texasbankandtrust.com

Address

715 E End Blvd S

Marshall, TX

Contact

(903) 927-2040

Fax (301) 639-0804

bbrown@texasbankandtrust.com

Address

715 East End Blvd. South

Marshall, TX

Contact

(903) 927-2040

Fax (301) 639-0804

ahumphries@texasbankandtrust.com

Address

1620 Rice Rd

Tyler, TX

Contact

(903) 509-9000

Fax (301) 639-0804

jeanna@tylerhomemortgage.com

Refinancing News for Laird Hill, Texas 75666