Compare Today’s Refinance Rates for Lake Dallas, Texas 75065
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lake Dallas, Texas 75065.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lake Dallas, Texas 75065. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,715 or $13 per month in Lake Dallas and other parts of Denton county.
Summary of Average Refinances in Lake Dallas, Texas 75065
Become a certified mortgage expert on Pureloan.com
in Lake Dallas, Texas 75065
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Lake Dallas, Texas 75065
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lake Dallas, TX 75065, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lake Dallas, Texas 75065 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lake Dallas, Texas and the surrounding Denton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Lake Dallas, Texas 75065
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lake Dallas, Texas 75065, we have compiled a list of top refinance brokers to assist you in the process.
Stacie Dearing
Mortgage Production Assistant
2004 S. Stemmons Frwy.
Lake Dallas, TX 75065
(940) 321-6754
sdearing@ibtx.com
Austin Anderson
Senior Loan Originator
2004 S. Stemmons Frwy
Lake Dallas, TX 75065
(940) 783-4520
auanderson@ibtx.com
Jason Lewis
Senior Mortgage Loan Officer
2002 South Stemmons Freeway
Lake Dallas , TX 75065
(214) 935-1385
jlewis@primeres.com
Elizabeth Elston
Senior Loan Officer
2002 South Stemmons Freeway
Lake Dallas , TX 75065
(214) 935-1385
eelston@primeres.com
Nathan Bancroft
Loan Officer Assistant/Marketing
2002 South Stemmons Freeway
Lake Dallas , TX 75065
(214) 935-1385
nbancroft@primeres.com
Address
2004 S. Stemmons Frwy.
Lake Dallas, TX
Contact
(940) 321-6754
Fax (301) 639-0804
sdearing@ibtx.com
Address
2004 S. Stemmons Frwy
Lake Dallas, TX
Contact
(940) 783-4520
Fax (301) 639-0804
auanderson@ibtx.com
Address
2002 South Stemmons Freeway
Lake Dallas , TX
Contact
(214) 935-1385
Fax (301) 639-0804
jlewis@primeres.com