Compare Today’s Refinance Rates for Lancaster, Texas 75146
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lancaster, Texas 75146.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,922 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Lancaster and other areas of Dallas county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lancaster, Texas 75146
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Interactive Refinance Rate Projections for Lancaster, Texas 75146
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lancaster, TX 75146, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lancaster, Texas 75146 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lancaster, Texas and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Lancaster, Texas 75146
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lancaster, Texas 75146, we have compiled a list of top refinance brokers to assist you in the process.
Arthur Pierot
Loan Officer
100 Plaza Dr., Suite 500
Red Oak, TX 75146
(972) 937-4333
Apierot@Guildmortgage.Com
Jessica Herring
Mortgage Loan officer
901 W. Main Street
Gun Barrel City, TX 75146
(903) 887-9181
Jessica.Herring@Southside.com
Joshua Sarracino
Home Motgage Consultant
1305 Flagstone Ln
Desoto, TX 75146
(214) 244-9141
joshua.sarracino@wellsfargo.com
Allan Rourk
Home Mortgage Consultant
443 E Highway 67
Duncanville, TX 75146
(972) 709-3227
allan.m.rourk@wellsfargo.com
Janice Wood
Branch Manager
771 E US Highway 80 Ste 100
Forney, TX 75146
(972) 564-1200
jwood@citybanktexas.com
Address
100 Plaza Dr., Suite 500
Red Oak, TX
Contact
(972) 937-4333
Fax (301) 639-0804
Apierot@Guildmortgage.Com
Address
901 W. Main Street
Gun Barrel City, TX
Contact
(903) 887-9181
Fax (301) 639-0804
Jessica.Herring@Southside.com
Address
1305 Flagstone Ln
Desoto, TX
Contact
(214) 244-9141
Fax (301) 639-0804
joshua.sarracino@wellsfargo.com