Compare Today’s Refinance Rates for Lancaster, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Lancaster, Texas 75134. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,190 or $56 / month in Lancaster and other areas of Dallas county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lancaster, Texas 75134.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.616056 -96.782997

Summary of Average Refinance Terms in Lancaster, Texas 75134

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lancaster, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lancaster, TX 75134, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lancaster, TX

Refinance Rates for Lancaster, Texas 75134 from 2014 - 2021

Below are historical data on refinancing in Lancaster, Texas and around Dallas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lancaster, Texas 75134

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lancaster, Texas 75134, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Allan Rourk

Home Mortgage Consultant

443 E Highway 67

Duncanville, TX 75134

(972) 709-3227

allan.m.rourk@wellsfargo.com

Joshua Sarracino

Home Motgage Consultant

1305 Flagstone Ln

Desoto, TX 75134

(214) 244-9141

joshua.sarracino@wellsfargo.com

Janice Wood

Branch Manager

771 E US Highway 80 Ste 100

Forney, TX 75134

(972) 564-1200

jwood@citybanktexas.com

Bonnie Stover

Branch Manager

711 W 2nd Ave Ste B

Corsicana, TX 75134

(903) 874-9166

bonnie.stover@wellsfargo.com

Charles Carpenter

Mortgage Loan Officer

2490 W Moore Ave

Terrell, TX 75134

(972) 551-6500

ccarpenter@texasbankandtrust.com

Address

443 E Highway 67

Duncanville, TX

Contact

(972) 709-3227

Fax (301) 639-0804

allan.m.rourk@wellsfargo.com

Address

1305 Flagstone Ln

Desoto, TX

Contact

(214) 244-9141

Fax (301) 639-0804

joshua.sarracino@wellsfargo.com

Address

771 E US Highway 80 Ste 100

Forney, TX

Contact

(972) 564-1200

Fax (301) 639-0804

jwood@citybanktexas.com

Refinancing News for Lancaster, Texas 75134