Compare Today’s Refinance Rates for Laneville, Texas 75667
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Laneville, Texas 75667.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Laneville, Texas 75667. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,274 or $12 per month in Laneville and other parts of Rusk county.
Summary of Average Refinances in Laneville, Texas 75667
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Interactive Refinance Rate Projections for Laneville, Texas 75667
Pureloan has developed an interactive chart to monitor the five largest local lenders in Laneville, TX 75667, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Laneville, Texas 75667 from 2024 - 2016
The following historical data provides insights into refinancing trends in Laneville, Texas and the surrounding Rusk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Laneville, Texas 75667
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Laneville, Texas 75667, we have compiled a list of top refinance brokers to assist you in the process.
Brenda Brown
Mortgage Loan Officer
715 E End Blvd S
Marshall, TX 75667
(903) 927-2040
bbrown@texasbankandtrust.com
Angela Humphries
Loan officer
715 East End Blvd. South
Marshall, TX 75667
(903) 927-2040
ahumphries@texasbankandtrust.com
Jeanna Hill
Mortgage Loan Officer
1620 Rice Rd
Tyler, TX 75667
(903) 509-9000
jeanna@tylerhomemortgage.com
Sandi Bailey
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75667
(903) 237-5584
sbailey@texasbankandtrust.com
Jonathan Cromer
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75667
(903) 237-5500
jcromer@texasbankandtrust.com
Address
715 E End Blvd S
Marshall, TX
Contact
(903) 927-2040
Fax (301) 639-0804
bbrown@texasbankandtrust.com
Address
715 East End Blvd. South
Marshall, TX
Contact
(903) 927-2040
Fax (301) 639-0804
ahumphries@texasbankandtrust.com
Address
1620 Rice Rd
Tyler, TX
Contact
(903) 509-9000
Fax (301) 639-0804
jeanna@tylerhomemortgage.com