Compare Today’s Refinance Rates for Laredo, Texas 78049
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Laredo, Texas 78049.
With a 30-year amortization refinance in Laredo and surrounding areas of Webb county, our calculations show that you can expect to save up to $5,343 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Laredo, Texas 78049.
Summary of Average Refinances in Laredo, Texas 78049
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Interactive Refinance Rate Projections for Laredo, Texas 78049
Pureloan has developed an interactive chart to monitor the five largest local lenders in Laredo, TX 78049, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Laredo, Texas 78049 from 2024 - 2016
The following historical data provides insights into refinancing trends in Laredo, Texas and the surrounding Webb county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Laredo, Texas 78049
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Laredo, Texas 78049, we have compiled a list of top refinance brokers to assist you in the process.
Caroline Serna
Mortgage Lender
6402 N Bartlett Ave #3
Laredo, TX 78049
(956) 857-3258
cvargas@pnlending.com
Claudia Rangel
Residential Mortgage Loan Originator
9901 McPherson, Suite 101
Laredo, TX 78049
(956) 337-6431
Crangel@Geomtg.Com
Iliana Perez
Residential Mortgage Loan Originator
6999 McPherson Rd 104-105
Laredo, TX 78049
(956) 237-4444
Iperez@Rightstartmortgage.Com
Joe Hoyos,
Mortgage Loan Originator
5800 San Dario Ave.
Laredo, TX 78049
(956) 764-6132
Josedehoyos@Ibc.Com
Lydia Lozano
Mortgage Loan Officer
1401 CALLE DEL NORTE #1
Laredo, TX 78049
(956) 687-4430
Lylo333@Yahoo.Com
Address
6402 N Bartlett Ave #3
Laredo, TX
Contact
(956) 857-3258
Fax (301) 639-0804
cvargas@pnlending.com
Address
9901 McPherson, Suite 101
Laredo, TX
Contact
(956) 337-6431
Fax (301) 639-0804
Crangel@Geomtg.Com
Address
6999 McPherson Rd 104-105
Laredo, TX
Contact
(956) 237-4444
Fax (301) 639-0804
Iperez@Rightstartmortgage.Com