Compare Today’s Refinance Rates for Laredo, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Laredo, Texas 78049. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Laredo and surrounding areas of Atascosa county, expected lifetime cash savings are $4,227 or $12 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Laredo, Texas 78049.

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Summary of Average Refinance Terms in Laredo, Texas 78049

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Laredo, Texas 78049 from 2012 - 2019

Below are historical data on refinancing in Laredo, Texas and around Atascosa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laredo, Texas 78049

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laredo, Texas 78049, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Caroline Serna

Mortgage Lender

6402 N Bartlett Ave #3

Laredo, TX 78049

(956) 857-3258

cvargas@pnlending.com

Claudia Rangel

Residential Mortgage Loan Originator

9901 McPherson, Suite 101

Laredo, TX 78049

(956) 337-6431

Crangel@Geomtg.Com

Iliana Perez

Residential Mortgage Loan Originator

6999 McPherson Rd 104-105

Laredo, TX 78049

(956) 237-4444

Iperez@Rightstartmortgage.Com

Joe Hoyos,

Mortgage Loan Originator

5800 San Dario Ave.

Laredo, TX 78049

(956) 764-6132

Josedehoyos@Ibc.Com

Lydia Lozano

Mortgage Loan Officer

1401 CALLE DEL NORTE #1

Laredo, TX 78049

(956) 687-4430

Lylo333@Yahoo.Com

Address

6402 N Bartlett Ave #3

Laredo, TX

Contact

(956) 857-3258

Fax (301) 639-0804

cvargas@pnlending.com

Address

9901 McPherson, Suite 101

Laredo, TX

Contact

(956) 337-6431

Fax (301) 639-0804

Crangel@Geomtg.Com

Address

6999 McPherson Rd 104-105

Laredo, TX

Contact

(956) 237-4444

Fax (301) 639-0804

Iperez@Rightstartmortgage.Com

Refinancing News for Laredo, Texas 78049