Compare Today’s Refinance Rates for Laredo, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Laredo, Texas 78045. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,453 or $15 / month in Laredo and other areas of Webb county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Laredo, Texas 78045.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Laredo, Texas 78045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Laredo, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Laredo, TX 78045, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Laredo, TX

Refinance Rates for Laredo, Texas 78045 from 2013 - 2020

Below are historical data on refinancing in Laredo, Texas and around Webb county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Laredo, Texas 78045

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Laredo, Texas 78045, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Caroline Serna

Mortgage Lender

6402 N Bartlett Ave #3

Laredo, TX 78045

(956) 857-3258

cvargas@pnlending.com

Claudia Rangel

Residential Mortgage Loan Originator

9901 McPherson, Suite 101

Laredo, TX 78045

(956) 337-6431

Crangel@Geomtg.Com

Iliana Perez

Residential Mortgage Loan Originator

6999 McPherson Rd 104-105

Laredo, TX 78045

(956) 237-4444

Iperez@Rightstartmortgage.Com

Joe Hoyos,

Mortgage Loan Originator

5800 San Dario Ave.

Laredo, TX 78045

(956) 764-6132

Josedehoyos@Ibc.Com

Lydia Lozano

Mortgage Loan Officer

1401 CALLE DEL NORTE #1

Laredo, TX 78045

(956) 687-4430

Lylo333@Yahoo.Com

Address

6402 N Bartlett Ave #3

Laredo, TX

Contact

(956) 857-3258

Fax (301) 639-0804

cvargas@pnlending.com

Address

9901 McPherson, Suite 101

Laredo, TX

Contact

(956) 337-6431

Fax (301) 639-0804

Crangel@Geomtg.Com

Address

6999 McPherson Rd 104-105

Laredo, TX

Contact

(956) 237-4444

Fax (301) 639-0804

Iperez@Rightstartmortgage.Com

Refinancing News for Laredo, Texas 78045