Compare Today’s Refinance Rates for Lasara, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lasara, Texas 78561. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lasara and surrounding areas of Willacy county, your expected lifetime cash savings are $49,772 or $138 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lasara, Texas 78561.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

26.464444 -97.910833

Summary of Average Refinance Terms in Lasara, Texas 78561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lasara, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lasara, TX 78561, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lasara, TX

Refinance Rates for Lasara, Texas 78561 from 2014 - 2021

Below are historical data on refinancing in Lasara, Texas and around Willacy county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lasara, Texas 78561

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lasara, Texas 78561, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mickey Smith

Branch Manager / Banker

701 E Johnson St

Burnet, TX 78561

(830) 693-4600

mickey@sw-funding.com

Ryan Smith

Loan Officers

701 E Johnson St

Burnet, TX 78561

(512) 715-0055

ryan@sw-funding.com

April Downey

Mortgage Consultant

317 Railroad St

Buda, TX 78561

(512) 658-0660

adowney@independencetitle.com

Oscar Dupre

Residential Mortgage Loan Originator

215 W View Dr

Wimberley, TX 78561

(512) 847-5443

omega100@gvtc.com

Paul Johnson

Loan Officer

12001 W Parmer Ln Ste 250

Cedar Park, TX 78561

(512) 326-2186

paul@texasstatemortgage.com

Address

701 E Johnson St

Burnet, TX

Contact

(830) 693-4600

Fax (301) 639-0804

mickey@sw-funding.com

Address

701 E Johnson St

Burnet, TX

Contact

(512) 715-0055

Fax (301) 639-0804

ryan@sw-funding.com

Address

317 Railroad St

Buda, TX

Contact

(512) 658-0660

Fax (301) 639-0804

adowney@independencetitle.com

Refinancing News for Lasara, Texas 78561