Compare Today’s Refinance Rates for Leonard, Texas 75452
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Leonard, Texas 75452.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Leonard, Texas 75452. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,577 or $18 per month in Leonard and other parts of Fannin county.
Summary of Average Refinances in Leonard, Texas 75452
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Interactive Refinance Rate Projections for Leonard, Texas 75452
Pureloan has developed an interactive chart to monitor the five largest local lenders in Leonard, TX 75452, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Leonard, Texas 75452 from 2024 - 2016
The following historical data provides insights into refinancing trends in Leonard, Texas and the surrounding Fannin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Leonard, Texas 75452
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Leonard, Texas 75452, we have compiled a list of top refinance brokers to assist you in the process.
Fran Williams
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75452
(903) 334-0900
fran.williams@texanabank.com
Connie Sherman
Branch Manager
3620 Richmond Rd
Texarkana, TX 75452
(903) 334-0900
connie.sherman@texanabank.com
Dee Page
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75452
(903) 334-0900
dee.page@texanabank.com
Dave White
Loan Officer
3620 Richmond Rd
Texarkana, TX 75452
(903) 334-0900
dave.white@texanabank.com
John Baxter
Loan Assistant
124 E. Rush Street
Linden, TX 75452
(903) 756-5573
john.baxter@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
fran.williams@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
connie.sherman@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
dee.page@texanabank.com