Compare Today’s Refinance Rates for Leroy, Texas 76654
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Leroy, Texas 76654.
With a 30-year amortization refinance in Leroy and surrounding areas of Mclennan county, our calculations show that you can expect to save up to $5,343 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Leroy, Texas 76654.
Summary of Average Refinances in Leroy, Texas 76654
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Interactive Refinance Rate Projections for Leroy, Texas 76654
Pureloan has developed an interactive chart to monitor the five largest local lenders in Leroy, TX 76654, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Leroy, Texas 76654 from 2024 - 2016
The following historical data provides insights into refinancing trends in Leroy, Texas and the surrounding Mclennan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Leroy, Texas 76654
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Leroy, Texas 76654, we have compiled a list of top refinance brokers to assist you in the process.
Joey Kolar
Home Mortgage Consultant Jr
1105 Wooded Acres Dr
Waco, TX 76654
(254) 714-6167
joseph.w.kolar@wellsfargo.com
Mary Teakell
Loan Officer
1700 N Valley Mills Dr
Waco, TX 76654
(254) 761-2329
mteakell@extracobanks.com
Claudia Reyes
Mortgage Consultant
1704 N Valley Mills Dr
Waco, TX 76654
(361) 985-0020
creyes@extracobanks.com
Jim Hagen
Co-Branch Manager
1704 N Valley Mills Dr
Waco, TX 76654
(361) 985-0020
jhagen@extracobanks.com
Brian Aycock
Mortgage Loan Originator
4900 Sanger Ave
Waco, TX 76654
(254) 741-0100
aycock@texasfirst.com
Address
1105 Wooded Acres Dr
Waco, TX
Contact
(254) 714-6167
Fax (301) 639-0804
joseph.w.kolar@wellsfargo.com
Address
1700 N Valley Mills Dr
Waco, TX
Contact
(254) 761-2329
Fax (301) 639-0804
mteakell@extracobanks.com
Address
1704 N Valley Mills Dr
Waco, TX
Contact
(361) 985-0020
Fax (301) 639-0804
creyes@extracobanks.com