Compare Today’s Refinance Rates for Linden, Texas 75563
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Linden, Texas 75563.
With a 30-year amortization refinance in Linden and surrounding areas of Cass county, our calculations show that you can expect to save up to $3,170 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Linden, Texas 75563.
Summary of Average Refinances in Linden, Texas 75563
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Interactive Refinance Rate Projections for Linden, Texas 75563
Pureloan has developed an interactive chart to monitor the five largest local lenders in Linden, TX 75563, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Linden, Texas 75563 from 2024 - 2016
The following historical data provides insights into refinancing trends in Linden, Texas and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Linden, Texas 75563
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Linden, Texas 75563, we have compiled a list of top refinance brokers to assist you in the process.
Christy Mayfield
VP Loan Officer
124 E. Rush Street
Linden, TX 75563
(903) 756-5573
christy.mayfield@texanabank.com
John Baxter
Loan Assistant
124 E. Rush Street
Linden, TX 75563
(903) 756-5573
john.baxter@texanabank.com
Shane Best
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75563
(903) 237-5500
zbest@texasbankandtrust.com
John Dyer
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75563
(903) 237-5500
bdyer@texasbankandtrust.com
Laura Estep
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75563
(903) 237-5500
cestep@texasbankandtrust.com
Address
124 E. Rush Street
Linden, TX
Contact
(903) 756-5573
Fax (301) 639-0804
christy.mayfield@texanabank.com
Address
124 E. Rush Street
Linden, TX
Contact
(903) 756-5573
Fax (301) 639-0804
john.baxter@texanabank.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
zbest@texasbankandtrust.com