Compare Today’s Refinance Rates for Lipscomb, Texas 79056
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lipscomb, Texas 79056.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lipscomb, Texas 79056. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,416 or $7 per month in Lipscomb and other parts of Ellis county.
Summary of Average Refinances in Lipscomb, Texas 79056
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Interactive Refinance Rate Projections for Lipscomb, Texas 79056
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lipscomb, TX 79056, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lipscomb, Texas 79056 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lipscomb, Texas and the surrounding Ellis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Lipscomb, Texas 79056
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lipscomb, Texas 79056, we have compiled a list of top refinance brokers to assist you in the process.
Donna Brandt-Presley
Loan Originator
3440 Bell St Unit 326
Amarillo, TX 79056
(432) 550-2011
dpresley@primelending.com
John Hays
Loan Officer
6401 Bell St
Amarillo, TX 79056
(806) 353-9999
JHays@accesscu.net
Bonnie Altman
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79056
(806) 371-3314
Baltman@Fcbtexas.Com
Heather Cooper
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79056
(806) 371-3316
Hcooper@Fcbtexas.Com
Brandi Craner
Loan Officer
200-A Westgate Pkwy
Amarillo, TX 79056
(806) 367-9482
Bcraner@Firstmortgageco.Com
Address
3440 Bell St Unit 326
Amarillo, TX
Contact
(432) 550-2011
Fax (301) 639-0804
dpresley@primelending.com
Address
6401 Bell St
Amarillo, TX
Contact
(806) 353-9999
Fax (301) 639-0804
JHays@accesscu.net
Address
3900 S. Soncy Road
Amarillo, TX
Contact
(806) 371-3314
Fax (301) 639-0804
Baltman@Fcbtexas.Com