Compare Today’s Refinance Rates for Lone Oak, Texas 75453
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lone Oak, Texas 75453.
With a 30-year amortization refinance in Lone Oak and surrounding areas of Hunt county, our calculations show that you can expect to save up to $4,987 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lone Oak, Texas 75453.
Summary of Average Refinances in Lone Oak, Texas 75453
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Interactive Refinance Rate Projections for Lone Oak, Texas 75453
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lone Oak, TX 75453, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lone Oak, Texas 75453 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lone Oak, Texas and the surrounding Hunt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Lone Oak, Texas 75453
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lone Oak, Texas 75453, we have compiled a list of top refinance brokers to assist you in the process.
Fran Williams
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75453
(903) 334-0900
fran.williams@texanabank.com
Connie Sherman
Branch Manager
3620 Richmond Rd
Texarkana, TX 75453
(903) 334-0900
connie.sherman@texanabank.com
Dee Page
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75453
(903) 334-0900
dee.page@texanabank.com
Dave White
Loan Officer
3620 Richmond Rd
Texarkana, TX 75453
(903) 334-0900
dave.white@texanabank.com
John Baxter
Loan Assistant
124 E. Rush Street
Linden, TX 75453
(903) 756-5573
john.baxter@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
fran.williams@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
connie.sherman@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
dee.page@texanabank.com