Compare Today’s Refinance Rates for Lone Star, Texas 75668
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lone Star, Texas 75668.
With a 30-year amortization refinance in Lone Star and surrounding areas of Morris county, our calculations show that you can expect to save up to $1,102 over the lifetime of your mortgage, or a monthly savings of $3. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Lone Star, Texas 75668.
Summary of Average Refinances in Lone Star, Texas 75668
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Interactive Refinance Rate Projections for Lone Star, Texas 75668
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lone Star, TX 75668, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lone Star, Texas 75668 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lone Star, Texas and the surrounding Morris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Lone Star, Texas 75668
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lone Star, Texas 75668, we have compiled a list of top refinance brokers to assist you in the process.
Brenda Brown
Mortgage Loan Officer
715 E End Blvd S
Marshall, TX 75668
(903) 927-2040
bbrown@texasbankandtrust.com
Angela Humphries
Loan officer
715 East End Blvd. South
Marshall, TX 75668
(903) 927-2040
ahumphries@texasbankandtrust.com
Jeanna Hill
Mortgage Loan Officer
1620 Rice Rd
Tyler, TX 75668
(903) 509-9000
jeanna@tylerhomemortgage.com
Sandi Bailey
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75668
(903) 237-5584
sbailey@texasbankandtrust.com
Jonathan Cromer
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75668
(903) 237-5500
jcromer@texasbankandtrust.com
Address
715 E End Blvd S
Marshall, TX
Contact
(903) 927-2040
Fax (301) 639-0804
bbrown@texasbankandtrust.com
Address
715 East End Blvd. South
Marshall, TX
Contact
(903) 927-2040
Fax (301) 639-0804
ahumphries@texasbankandtrust.com
Address
1620 Rice Rd
Tyler, TX
Contact
(903) 509-9000
Fax (301) 639-0804
jeanna@tylerhomemortgage.com