Compare Today’s Refinance Rates for Loraine, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Loraine, Texas 79532. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $40,209 or $112 / month in Loraine and other areas of Mitchell county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Loraine, Texas 79532.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.385047 -100.72851

Summary of Average Refinance Terms in Loraine, Texas 79532

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Loraine, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Loraine, TX 79532, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Loraine, TX

Refinance Rates for Loraine, Texas 79532 from 2014 - 2021

Below are historical data on refinancing in Loraine, Texas and around Mitchell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Loraine, Texas 79532

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Loraine, Texas 79532, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bobby Brennan

mortgage-lenders

301 Edwards

Merkel, TX 79532

(325) 928-1111

bbrennan@ffin.com

Becky Griffin

mortgage-lenders

301 Edwards

Merkel, TX 79532

(325) 928-1111

bgriffin@ffin.com

Brad Seay

mortgage-lenders

301 Edwards

Merkel, TX 79532

(325) 928-1111

bseay@ffin.com

Britt Stuart

mortgage-lenders

301 Edwards

Merkel, TX 79532

(325) 928-1111

bstuart@ffin.com

Chelsea Hansen

mortgage-lenders

301 Edwards

Merkel, TX 79532

(325) 928-1111

chansen@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

bbrennan@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

bgriffin@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

bseay@ffin.com

Refinancing News for Loraine, Texas 79532

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