Compare Today’s Refinance Rates for Lubbock, Texas

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Lubbock, Texas 79499. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Lubbock and surrounding areas of Lubbock county, expected lifetime cash savings are $14,840 or $41 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Lubbock, Texas 79499.

No suitable program is found

Summary of Average Refinance Terms in Lubbock, Texas 79499

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Lubbock, Texas 79499 from 2012 - 2019

Below are historical data on refinancing in Lubbock, Texas and around Lubbock county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
% 10 year fixed refinance 2.58% 6.00% 4.71% 2.94% 3.05% 1.61% 1.35% 0.61%
avg refi rate 3.95% 3.55% 3.20% 2.95% 3.60% 3.29% 2.79% 4.50%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg Combined LTV (loan to value) 59.16% 60.48% 61.59% 61.97% 66.56% 66.62% 65.93% 62.80%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lubbock, Texas 79499

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lubbock, Texas 79499, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Talana Robinson

Mortgage Lender

10115 Quaker Ave

Lubbock, TX 79499

(806) 771-9433

talana.robinson@southwbank.com

Sherry Robinson

Mortgage Lender

10115 Quaker Ave

Lubbock, TX 79499

(806) 771-9433

sherry.robinson@southwbank.com

Lacey Mcclesky

Mortgage Lender

10115 Quaker Ave

Lubbock, TX 79499

(806) 771-9433

lacy.mccleskey@southwbank.com

Brody Berry

Mortgage Lender

10115 Quaker Ave

Lubbock, TX 79499

(806) 771-9433

brody.jeffries@southwbank.com

Gary Henry

Mortgage Lender

7806 Indiana Ave

Lubbock, TX 79499

(806) 687-6000

ghenry@primewestcorp.com

Address

10115 Quaker Ave

Lubbock, TX

Contact

(806) 771-9433

Fax (301) 639-0804

talana.robinson@southwbank.com

Address

10115 Quaker Ave

Lubbock, TX

Contact

(806) 771-9433

Fax (301) 639-0804

sherry.robinson@southwbank.com

Address

10115 Quaker Ave

Lubbock, TX

Contact

(806) 771-9433

Fax (301) 639-0804

lacy.mccleskey@southwbank.com

Refinancing News for Lubbock, Texas 79499