Compare Today’s Refinance Rates for Lufkin, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lufkin, Texas 75904. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lufkin and surrounding areas of Angelina county, your expected lifetime cash savings are $33,395 or $93 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lufkin, Texas 75904.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.3379 -94.7615

Summary of Average Refinance Terms in Lufkin, Texas 75904

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lufkin, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lufkin, TX 75904, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lufkin, TX

Refinance Rates for Lufkin, Texas 75904 from 2014 - 2021

Below are historical data on refinancing in Lufkin, Texas and around Angelina county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lufkin, Texas 75904

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lufkin, Texas 75904, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Scott Sabo

Mortgage Lender

704 S John Redditt Drive

Lufkin, TX 75904

scott.sabo@regions.com

William Bullock

Loan Officer

2510 W Frank Ave

Lufkin, TX 75904

(936) 631-3504

wbullock@fbtet.com

Cindy Neal

Loan Officer

2510 W Frank Ave

Lufkin, TX 75904

(936) 631-3531

cindyn@fbtet.com

Billy Nguyen

Mortgage Lender

2901 North Dallas Parkway #100

Plano, TX 75904

(469) 585-4498

bnguyen@bankoftexas.com

Michael Brice

Mortgage Lender

2901 North Dallas Parkway #100

Plano, TX 75904

(972) 372-5257

mbrice@bankoftexas.com

Address

704 S John Redditt Drive

Lufkin, TX

Contact

Fax (301) 639-0804

scott.sabo@regions.com

Address

2510 W Frank Ave

Lufkin, TX

Contact

(936) 631-3504

Fax (301) 639-0804

wbullock@fbtet.com

Address

2510 W Frank Ave

Lufkin, TX

Contact

(936) 631-3531

Fax (301) 639-0804

cindyn@fbtet.com

Refinancing News for Lufkin, Texas 75904