Compare Today’s Refinance Rates for Luling, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Luling, Texas 78648. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Luling and other areas of Caldwell county, expected lifetime cash savings are $16,796 or $47 / month.

For Luling, Texas 78648, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.682621 -97.649947

Summary of Average Refinance Terms in Luling, Texas 78648

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Luling, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Luling, TX 78648, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Luling, TX

Refinance Rates for Luling, Texas 78648 from 2014 - 2021

Below are historical data on refinancing in Luling, Texas and around Caldwell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Luling, Texas 78648

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Luling, Texas 78648, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rob Ellis

Sales Manager, Mortgage Loan Originator

1307 Second Street Suite C

Marble Falls, TX 78648

(512) 605-2506

Rellis@Homebridge.Com

Keith Russell

Mortgage Loan Originator

1307 Second Street Suite C

Marble Falls, TX 78648

Krussell@Homebridge.Com

Tami Randolph

Loan Officer

9891 FM 2147

Horseshoe Bay, TX 78648

(830) 613-3604

Trandolph@Fcbtexas.Com

Dorine Ferrill

Processing

512-BUSHwy281

MarbleFalls, TX 78648

(830) 693-3373

dorine@hnbmortgage.com

Melinda Norris

LoanConsultant

512-BUSHwy281

MarbleFalls, TX 78648

(830) 693-3373

melinda@hnbmortgage.com

Address

1307 Second Street Suite C

Marble Falls, TX

Contact

(512) 605-2506

Fax (301) 639-0804

Rellis@Homebridge.Com

Address

1307 Second Street Suite C

Marble Falls, TX

Contact

Fax (301) 639-0804

Krussell@Homebridge.Com

Address

9891 FM 2147

Horseshoe Bay, TX

Contact

(830) 613-3604

Fax (301) 639-0804

Trandolph@Fcbtexas.Com

Refinancing News for Luling, Texas 78648

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