Compare Today’s Refinance Rates for Luling, Texas 78648
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Luling, Texas 78648.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Luling, Texas 78648. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,987 or $14 per month in Luling and other parts of Caldwell county.
Summary of Average Refinances in Luling, Texas 78648
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Interactive Refinance Rate Projections for Luling, Texas 78648
Pureloan has developed an interactive chart to monitor the five largest local lenders in Luling, TX 78648, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Luling, Texas 78648 from 2024 - 2016
The following historical data provides insights into refinancing trends in Luling, Texas and the surrounding Caldwell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Luling, Texas 78648
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Luling, Texas 78648, we have compiled a list of top refinance brokers to assist you in the process.
Rob Ellis
Sales Manager, Mortgage Loan Originator
1307 Second Street Suite C
Marble Falls, TX 78648
(512) 605-2506
Rellis@Homebridge.Com
Keith Russell
Mortgage Loan Originator
1307 Second Street Suite C
Marble Falls, TX 78648
Krussell@Homebridge.Com
Tami Randolph
Loan Officer
9891 FM 2147
Horseshoe Bay, TX 78648
(830) 613-3604
Trandolph@Fcbtexas.Com
Dorine Ferrill
Processing
512-BUSHwy281
MarbleFalls, TX 78648
(830) 693-3373
dorine@hnbmortgage.com
Melinda Norris
LoanConsultant
512-BUSHwy281
MarbleFalls, TX 78648
(830) 693-3373
melinda@hnbmortgage.com
Address
1307 Second Street Suite C
Marble Falls, TX
Contact
(512) 605-2506
Fax (301) 639-0804
Rellis@Homebridge.Com
Address
1307 Second Street Suite C
Marble Falls, TX
Contact
Fax (301) 639-0804
Krussell@Homebridge.Com
Address
9891 FM 2147
Horseshoe Bay, TX
Contact
(830) 613-3604
Fax (301) 639-0804
Trandolph@Fcbtexas.Com