Compare Today’s Refinance Rates for Lumberton, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lumberton, Texas 77657. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lumberton and surrounding areas of Hardin county, your expected lifetime cash savings are $22,960 or $64 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lumberton, Texas 77657.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.253056 -94.189722

Summary of Average Refinance Terms in Lumberton, Texas 77657

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lumberton, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lumberton, TX 77657, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lumberton, TX

Refinance Rates for Lumberton, Texas 77657 from 2014 - 2021

Below are historical data on refinancing in Lumberton, Texas and around Hardin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lumberton, Texas 77657

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lumberton, Texas 77657, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Gene Dupuis

Loan Officer

355 N Main St

Vidor, TX 77657

(409) 466-9799

GeneD@Openmtg.com

Vicki Cook

CEO / President

660 S M L King Jr Pkwy

Beaumont, TX 77657

(409) 899-1035 Ext.

vcook@bmtccu.com

Angel Diamantis

Vice President

660 S M L King Jr Pkwy

Beaumont, TX 77657

(409) 899-1035 Ext.

adiamantis@bmtccu.com

Trellis Angelle

Loan Officer

660 S M L King Jr Pkwy

Beaumont, TX 77657

(409) 899-1035 Ext.

tangelle@bmtccu.com

Melissa Horn

Loan Processor/Collections Mgr

660 S M L King Jr Pkwy

Beaumont, TX 77657

(409) 899-1035 Ext.

mhorn@bmtccu.com

Address

355 N Main St

Vidor, TX

Contact

(409) 466-9799

Fax (301) 639-0804

GeneD@Openmtg.com

Address

660 S M L King Jr Pkwy

Beaumont, TX

Contact

(409) 899-1035 Ext.

Fax (301) 639-0804

vcook@bmtccu.com

Address

660 S M L King Jr Pkwy

Beaumont, TX

Contact

(409) 899-1035 Ext.

Fax (301) 639-0804

adiamantis@bmtccu.com

Refinancing News for Lumberton, Texas 77657