Compare Today’s Refinance Rates for Lyford, Texas 78569
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lyford, Texas 78569.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lyford, Texas 78569. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,028 or $8 per month in Lyford and other parts of Willacy county.
Summary of Average Refinances in Lyford, Texas 78569
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Interactive Refinance Rate Projections for Lyford, Texas 78569
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lyford, TX 78569, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lyford, Texas 78569 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lyford, Texas and the surrounding Willacy county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.07% | 48.37% | 39.28% | 38.84% | 60.65% | 60.21% | 51.12% | 41.67% | 41.54% |
avg refi rate | 6.47% | 4.02% | 3.08% | 3.49% | 4.61% | 4.82% | 4.39% | 4.18% | 4.34% |
% 15 year fixed refinance | 9.17% | 34.29% | 42.29% | 43.72% | 30.46% | 31.14% | 40.58% | 46.21% | 46.15% |
avg refi rate | 5.56% | 2.96% | 2.54% | 2.89% | 3.95% | 4.12% | 3.58% | 3.42% | 3.55% |
Avg credit score | 744.50 | 761.35 | 732.15 | 736.37 | 728.90 | 718.32 | 723.73 | 725.31 | 729.14 |
Avg LTV (loan to value) | 74.65% | 65.54% | 69.57% | 73.69% | 74.68% | 75.17% | 74.22% | 75.84% | 73.86% |
Avg DTI (debt to income) | 37.17 | 36.06 | 34.89 | 35.12 | 36.02 | 36.29 | 35.81 | 35.31 | 34.90 |
Avg refinance insurance % | 8.65% | 2.60% | 3.47% | 5.59% | 8.34% | 7.97% | 6.08% | 6.68% | 5.81% |
Best Refinance Brokers around Lyford, Texas 78569
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lyford, Texas 78569, we have compiled a list of top refinance brokers to assist you in the process.
Josie Morales
Mortgage Lender
8015 N Expressway 77 #G2
Olmito, TX 78569
(956) 455-9417
jmorales@financeofamerica.com
Mickey Smith
Branch Manager / Banker
701 E Johnson St
Burnet, TX 78569
(830) 693-4600
mickey@sw-funding.com
Ryan Smith
Loan Officers
701 E Johnson St
Burnet, TX 78569
(512) 715-0055
ryan@sw-funding.com
April Downey
Mortgage Consultant
317 Railroad St
Buda, TX 78569
(512) 658-0660
adowney@independencetitle.com
Oscar Dupre
Residential Mortgage Loan Originator
215 W View Dr
Wimberley, TX 78569
(512) 847-5443
omega100@gvtc.com
Address
8015 N Expressway 77 #G2
Olmito, TX
Contact
(956) 455-9417
Fax (301) 639-0804
jmorales@financeofamerica.com
Address
701 E Johnson St
Burnet, TX
Contact
(830) 693-4600
Fax (301) 639-0804
mickey@sw-funding.com
Address
701 E Johnson St
Burnet, TX
Contact
(512) 715-0055
Fax (301) 639-0804
ryan@sw-funding.com