Compare Today’s Refinance Rates for Malakoff, Texas 75148
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Malakoff, Texas 75148.
With a 30-year amortization refinance in Malakoff and surrounding areas of Henderson county, our calculations show that you can expect to save up to $3,918 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Malakoff, Texas 75148.
Summary of Average Refinances in Malakoff, Texas 75148
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Interactive Refinance Rate Projections for Malakoff, Texas 75148
Pureloan has developed an interactive chart to monitor the five largest local lenders in Malakoff, TX 75148, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Malakoff, Texas 75148 from 2024 - 2016
The following historical data provides insights into refinancing trends in Malakoff, Texas and the surrounding Henderson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Malakoff, Texas 75148
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Malakoff, Texas 75148, we have compiled a list of top refinance brokers to assist you in the process.
Arthur Pierot
Loan Officer
100 Plaza Dr., Suite 500
Red Oak, TX 75148
(972) 937-4333
Apierot@Guildmortgage.Com
Jessica Herring
Mortgage Loan officer
901 W. Main Street
Gun Barrel City, TX 75148
(903) 887-9181
Jessica.Herring@Southside.com
Joshua Sarracino
Home Motgage Consultant
1305 Flagstone Ln
Desoto, TX 75148
(214) 244-9141
joshua.sarracino@wellsfargo.com
Allan Rourk
Home Mortgage Consultant
443 E Highway 67
Duncanville, TX 75148
(972) 709-3227
allan.m.rourk@wellsfargo.com
Janice Wood
Branch Manager
771 E US Highway 80 Ste 100
Forney, TX 75148
(972) 564-1200
jwood@citybanktexas.com
Address
100 Plaza Dr., Suite 500
Red Oak, TX
Contact
(972) 937-4333
Fax (301) 639-0804
Apierot@Guildmortgage.Com
Address
901 W. Main Street
Gun Barrel City, TX
Contact
(903) 887-9181
Fax (301) 639-0804
Jessica.Herring@Southside.com
Address
1305 Flagstone Ln
Desoto, TX
Contact
(214) 244-9141
Fax (301) 639-0804
joshua.sarracino@wellsfargo.com