Compare Today’s Refinance Rates for Manchaca, Texas 78652
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Manchaca, Texas 78652.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,056 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Manchaca and other areas of Hays county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Manchaca, Texas 78652
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Interactive Refinance Rate Projections for Manchaca, Texas 78652
Pureloan has developed an interactive chart to monitor the five largest local lenders in Manchaca, TX 78652, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Manchaca, Texas 78652 from 2024 - 2016
The following historical data provides insights into refinancing trends in Manchaca, Texas and the surrounding Hays county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
| avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
| % 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
| avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
| Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
| Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
| Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
| Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Manchaca, Texas 78652
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Manchaca, Texas 78652, we have compiled a list of top refinance brokers to assist you in the process.
Rob Ellis
Sales Manager, Mortgage Loan Originator
1307 Second Street Suite C
Marble Falls, TX 78652
(512) 605-2506
Rellis@Homebridge.Com
Keith Russell
Mortgage Loan Originator
1307 Second Street Suite C
Marble Falls, TX 78652
Krussell@Homebridge.Com
Tami Randolph
Loan Officer
9891 FM 2147
Horseshoe Bay, TX 78652
(830) 613-3604
Trandolph@Fcbtexas.Com
Dorine Ferrill
Processing
512-BUSHwy281
MarbleFalls, TX 78652
(830) 693-3373
dorine@hnbmortgage.com
Melinda Norris
LoanConsultant
512-BUSHwy281
MarbleFalls, TX 78652
(830) 693-3373
melinda@hnbmortgage.com
Address
1307 Second Street Suite C
Marble Falls, TX
Contact
(512) 605-2506
Fax (301) 639-0804
Rellis@Homebridge.Com
Address
1307 Second Street Suite C
Marble Falls, TX
Contact
Fax (301) 639-0804
Krussell@Homebridge.Com
Address
9891 FM 2147
Horseshoe Bay, TX
Contact
(830) 613-3604
Fax (301) 639-0804
Trandolph@Fcbtexas.Com