Compare Today’s Refinance Rates for Marion, Texas 78124
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Marion, Texas 78124.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,699 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Marion and other areas of Guadalupe county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Marion, Texas 78124
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Interactive Refinance Rate Projections for Marion, Texas 78124
Pureloan has developed an interactive chart to monitor the five largest local lenders in Marion, TX 78124, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Marion, Texas 78124 from 2024 - 2016
The following historical data provides insights into refinancing trends in Marion, Texas and the surrounding Guadalupe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Marion, Texas 78124
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Marion, Texas 78124, we have compiled a list of top refinance brokers to assist you in the process.
Jeffrey Patteson
Vice President - Lending
13809 W. Hwy 87
La Vernia, TX 78124
(830) 253-8808
patteson@bankheritage.com
Mark MacInerney
Vice President - Lending
13809 W. Hwy 87
La Vernia, TX 78124
(979) 297-0604
mark@bankheritage.com
Monica Townsend
Mortgage Loan Processor
12005 Ford Road, Suite 800
San Antonio, TX 78124
(210) 945-3300
MonicaTownsend@rbfcu.org
Antoine Artis
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78124
(210) 945-1482
antoine.artis@wellsfargo.com
Jose Gonzalez
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78124
(210) 945-1482
jose.gonzalez@wellsfargo.com
Address
13809 W. Hwy 87
La Vernia, TX
Contact
(830) 253-8808
Fax (301) 639-0804
patteson@bankheritage.com
Address
13809 W. Hwy 87
La Vernia, TX
Contact
(979) 297-0604
Fax (301) 639-0804
mark@bankheritage.com
Address
12005 Ford Road, Suite 800
San Antonio, TX
Contact
(210) 945-3300
Fax (301) 639-0804
MonicaTownsend@rbfcu.org