Compare Today’s Refinance Rates for Mathis, Texas 78368
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mathis, Texas 78368.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,358 over the lifetime of your mortgage, which translates to a monthly savings of $4 in Mathis and other areas of San Patricio county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mathis, Texas 78368
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Interactive Refinance Rate Projections for Mathis, Texas 78368
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mathis, TX 78368, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mathis, Texas 78368 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mathis, Texas and the surrounding San Patricio county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Mathis, Texas 78368
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mathis, Texas 78368, we have compiled a list of top refinance brokers to assist you in the process.
Teri Owen
Bank Manager/Vice President
1001 Wildcat Dr
Portland, TX 78368
(361) 643-9310
towen@fcbot.com
Terry Knesek
BranchManager
6058thStreet
Portland, TX 78368
(361) 643-2211
tknesek@hometrust.com
Francis Stokes
Vice President
5406 Everhart Rd
Corpus Christi, TX 78368
(361) 993-9310
fstokes@fcbot.com
Jason Pitarra
Loan Officer
509 Lawrence St Ste 301
Corpus Christi, TX 78368
(866) 611-8053
jpitarra@envoymortgage.com
Con Browne
Loan Officer
509 Lawrence St Ste 301
Corpus Christi, TX 78368
(713) 993-2214
cbrowne@envoymortgage.com
Address
1001 Wildcat Dr
Portland, TX
Contact
(361) 643-9310
Fax (301) 639-0804
towen@fcbot.com
Address
6058thStreet
Portland, TX
Contact
(361) 643-2211
Fax (301) 639-0804
tknesek@hometrust.com
Address
5406 Everhart Rd
Corpus Christi, TX
Contact
(361) 993-9310
Fax (301) 639-0804
fstokes@fcbot.com